'NPS has generated competitive returns'

"We have enlisted retirement planners, who are providing pension literacy. The corporate sector has come on board but the take-up level is low. We are engaging with HR departments to improve that. We are also encouraging regional rural banks to join as intermediaries for NPS (National Pension System). NPS is suitable for lumpy income as well," says Deepak Mohanty, chairman, PFRDA.

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