How to Create a Healthy Relationship

The deadline for completing KYC compliance for demat and trading accounts has been extended by nearly three months. The last date to from Personal Finance News-Wealth-Economic Times https://ift.tt/CoEYWFl via IFTTT

The central government on March 30, 2022 announced a hike of 3% in the dearness allowance (DA)/dearness relief (DR). The hike is effective from January 1, 2022. With this hike of 3%, DA is at 34%. Here is how a DA hike of 3% will impact central government employee's salary. from Personal Finance News-Wealth-Economic Times https://ift.tt/a2Ui7Tv via IFTTT

DigiLocker has collaborated with UIDAI to make it available to users immediately after linking their DigiLocker account to their Aadhaar card. The Digital Aadhaar provided by DigiLocker is the same as the UIDAI's eAadhaar from Personal Finance News-Wealth-Economic Times https://ift.tt/tHs1YR0 via IFTTT

Staying alert and recognizing common signs of financial fraud can help you avoid falling for one. from Personal Finance News-Wealth-Economic Times https://ift.tt/rlPNLFI via IFTTT

Financial crimes are not limited to stealing money from your accounts. These pervasive offences now extend to almost every fiscal activity that we now undertake. from Personal Finance News-Wealth-Economic Times https://ift.tt/viTSR1b via IFTTT

The NPS's primary goal is to ensure that account holders continue to earn a regular income after retirement while also earning considerable returns on their investment. To check your NPS account balance, just follow these simple steps. from Personal Finance News-Wealth-Economic Times https://ift.tt/FCD4210 via IFTTT

A lot of foul play happens due to disputes related to property. It may happen that property is sold without your knowledge. This makes it difficult for you to get your share of the money. As per legal experts, there are two legal steps a claimant can take to protect their interest in the disputed property. from Personal Finance News-Wealth-Economic Times https://ift.tt/mPY3Wpj via IFTTT

The National Highway Authority of India operates the FASTag, an electronic toll collection system in India. From January 15, 2020, FASTags is mandatory for all vehicles, both private and commercial. from Personal Finance News-Wealth-Economic Times https://ift.tt/MLy7InK via IFTTT

The hike announced bt the government in DA and DR will not only benefit central government employees but will also benefit central government pensioners and family pensioners getting pension from the central government. The hike announced is effective from January 1, 2022. The employees and pensioners will be getting arrears for the past two months. from Personal Finance News-Wealth-Economic Times https://ift.tt/oFqrJQS via IFTTT

A fixed deposit (FD) allows you to invest any amount of money for a set period of time at a fixed interest rate. Interest rates on FDs are fixed when the account is opened, and the rate is determined by the length of time you choose to hold the account. from Personal Finance News-Wealth-Economic Times https://ift.tt/8u0HnP1 via IFTTT

According to the new instructions, if a pensioner or family pensioner receiving FMA wants to use the CGHS OPD facility, he or she should apply to the pension disbursing bank for FMA cancellation. from Personal Finance News-Wealth-Economic Times https://ift.tt/10ULcYq via IFTTT

According to the Reserve Bank of India website, all commercial and cooperative banking institutions will be closed on Monday, April 1 due to annual account closing. from Personal Finance News-Wealth-Economic Times https://ift.tt/QKgOolU via IFTTT

The beginning of the new financial year marks the changes in the tax rules and others money changes announced in the Union Budget. It is important to know these changes to plan your money moves for the financial year. Read on to know more about these 10 money changes for FY 2022-23. from Personal Finance News-Wealth-Economic Times https://ift.tt/ePNqpiI via IFTTT

Investors with demat or trading accounts have been urged to update their know-your-customer (KYC) information by March 31, 2022. Their accounts will be deactivated if they do not comply. from Personal Finance News-Wealth-Economic Times https://ift.tt/EXqw1Uf via IFTTT

investors must link their Aadhaar with their PAN by March 31, 2022. If the PAN card is not linked to the Aadhaar by March 31, 2022, it would become invalid. As a result, the KYC status is declared void. from Personal Finance News-Wealth-Economic Times https://ift.tt/24SW3bl via IFTTT

The Employees Provident Fund Organisation has slashed the interest rate on provident fund deposits to 8.1% for 2021-22 from 8.5% credit in 2020-21 and 2019-20. So has EPF lost its appeal after the rate cut? Can the investors still rely on EPF, and what other alternatives should investors consider for retirement? ET Wealth's Sanket Dhanorkar helps us understand. Watch from Personal Finance News-Wealth-Economic Times https://ift.tt/DAs1VIB via IFTTT

General insurers and stand-alone health insurers will be able to sell Covid-19 specific health insurance products, Corona Kavach and Corona Rakshak, till September 30, 2022, according to the Insurance Regulatory and Development Authority of India (IRDAI). from Personal Finance News-Wealth-Economic Times https://ift.tt/9OkVPyb via IFTTT

Farmers who have signed up for the PM Kisan Samman Nidhi Yojana can rejoice. The central government has extended the obligatory eKYC deadline in order to take maximum benefit of the system. Now the date is extended to May 22, 2022, (instead of the current deadline of March 31, 2022). from Personal Finance News-Wealth-Economic Times https://ift.tt/XptHBhU via IFTTT

A Ponzi scheme is a deceptive investment technique with the goal of duping people. It offers gullible investors enormous rewards at low risk. from Personal Finance News-Wealth-Economic Times https://ift.tt/coJwzNp via IFTTT

In the long run, paying a high fee or expense, especially in a down market, may hurt his portfolio's returns. ETFs, index funds, and deposits are examples of appropriate products. from Personal Finance News-Wealth-Economic Times https://ift.tt/vFurAxh via IFTTT

An individual, who is an owner of a property, can will his/her property as per their wishes. However, any other legal heir has every right to dispute that will. from Personal Finance News-Wealth-Economic Times https://ift.tt/IFtz7Wh via IFTTT

The recent IPO craze has seen the listing of businesses with unique models. The stocks include the likes of Nykaa, Paytm, Zomato etc. However, investors are confused about how to analyse these stocks. Read on to know what experts say about analysing stocks with unique business models and which stocks are worth betting on now. from Personal Finance News-Wealth-Economic Times https://ift.tt/WszjTEv via IFTTT

This fund has recently reduced its small-cap exposure in favour of large-caps. The fund manager's focus on high-quality companies with robust balance sheets, sustainable cash flows, high ROCE, and minimal leverage remains unchanged, as does his commitment to downside protection. from Personal Finance News-Wealth-Economic Times https://ift.tt/vw4tmeC via IFTTT

Currently, the interest rate offered on Pradhan Mantri Vaya Vandana Yojana or PMVVY is 7.4% a year. The interest rate has been kept unchanged since FY 2020-21. from Personal Finance News-Wealth-Economic Times https://ift.tt/Akfd7lD via IFTTT

Every year, the Reserve Bank of India (RBI) publishes a holiday calendar that details when banks in India will be closed. According to the RBI calendar, here is a list of bank holidays for the month of April 2022. from Personal Finance News-Wealth-Economic Times https://ift.tt/oERa896 via IFTTT

Unable to get a loan due to poor credit score? Aparna Ramachandra of rectifycredit.com explains what you should do. from Personal Finance News-Wealth-Economic Times https://ift.tt/SlDbmQo via IFTTT

An NRI with a valid Indian passport, whether minor or adult, can apply for Aadhaar at any Aadhaar Kendra. The registration process for NRIs for an Aadhaar card is very similar to that for residents. from Personal Finance News-Wealth-Economic Times https://ift.tt/azlvcUb via IFTTT

The Reserve Bank of India has released a booklet to educate banking customers about digital payments-related frauds. The booklet explains how scammers operate and what safeguards customers should take before completing financial transactions. from Personal Finance News-Wealth-Economic Times https://ift.tt/msXFAWt via IFTTT

What can be done, if a parent is discerning about getting the young child to learn better about money? Integrity is something parents teach children by example. Here are 7 money lessons to impart to your little ones. from Personal Finance News-Wealth-Economic Times https://ift.tt/OCf1udJ via IFTTT

Investors in the post office's monthly income scheme can earn up to 6.6 percent annual interest each month. A POMIS account can be formed individually or jointly, and a guardian or a minor above the age of 10 can open one in their own name. from Personal Finance News-Wealth-Economic Times https://ift.tt/qFCTflu via IFTTT

Farmers registered under the Pradhan Mantri Kisan Samman Nidhi Yojana have till March 25 to update their e-KYC on the PM Kisan website, according to the Noida district administration. from Personal Finance News-Wealth-Economic Times https://ift.tt/QTicYkS via IFTTT

From linking your PAN with Aadhaar to updating KYC details in your bank account and demat account to filing belated ITR, here is a look at 8 financial tasks one should finish before March 31. from Personal Finance News-Wealth-Economic Times https://ift.tt/yvsTZd7 via IFTTT

The special senior citizen schemes offered by the State Bank of India (SBI), HDFC Bank, and ICICI Bank will expire on the following dates. These special FD schemes give a rate of interest that is up to 0.50 percent greater than what banks pay to the general public on FDs. from Personal Finance News-Wealth-Economic Times https://ift.tt/u6wlzpy via IFTTT

The Reserve Bank of India classifies banks into various categories depending on a number of factors. Foreign banks are one of the most well-known banks in India. These banks are not based in India, although they do have a presence there. from Personal Finance News-Wealth-Economic Times https://ift.tt/Be1zJ7H via IFTTT

The Employees' Provident Fund Organisation (EPFO) lowered the interest rate on EPF deposits to 8.1 percent. The interest rate for small savings schemes such as PPF and SCSS Sukanya Samriddhi Yojana will be announced by the government very shortly. from Personal Finance News-Wealth-Economic Times https://ift.tt/ZxDFMzf via IFTTT

PAN and Aadhaar must be linked by March 31, 2022. Note that if you are unable to link your Aadhaar with your PAN, your ICICI direct trading account will be suspended. from Personal Finance News-Wealth-Economic Times https://ift.tt/KCytZ2R via IFTTT

Experience is the mistress of fools. However, a little bit of alertness can save you from the heartbreak of learning through folly alone. from Personal Finance News-Wealth-Economic Times https://ift.tt/PDbIvUL via IFTTT

With effect from March 22, 2022, the Bank of Baroda (BoB) revised fixed deposit interest rates on various tenors for deposits below Rs 2 crore for individuals and senior citizens. from Personal Finance News-Wealth-Economic Times https://ift.tt/2GTMAh7 via IFTTT

Due to the ongoing crisis in Ukraine, Kotak Mahindra Bank has sent an email to its customers alerting them that Mastercard and Visa have chosen to cease all network services in Russia. from Personal Finance News-Wealth-Economic Times https://ift.tt/P9obkcE via IFTTT

If an account holder fails to link his or her savings account to MIS before March 31, 2022, interest will be credited to miscellaneous office accounts. from Personal Finance News-Wealth-Economic Times https://ift.tt/uX2o7NA via IFTTT

You can open a Senior Citizens' Savings Scheme (SCSS) account alone or with your spouse at any bank or post office. SCSS has a 7.4 percent interest rate for the quarter ending March 31, 2022. from Personal Finance News-Wealth-Economic Times https://ift.tt/zXfAnIm via IFTTT

FD rates have been revised by banks including as Kotak Mahindra Bank, Axis Bank, and HDFC Bank. Here is a comparison of these three banks' current FD interest rates. from Personal Finance News-Wealth-Economic Times https://ift.tt/aBh3up2 via IFTTT

Equitas Small Finance Bank has revised its savings account and fixed deposit interest rates, effective March 21, 2022. Customers can now earn 7% p.a. on Savings Account balances above Rs 5 lakhs up to Rs 2 crores. from Personal Finance News-Wealth-Economic Times https://ift.tt/mfLDBKV via IFTTT

Crude oil prices crashed more than 11% and went below the $100 mark due to decisions by countries like India and China to import Russian crude oil. from Personal Finance News-Wealth-Economic Times https://ift.tt/xZo8M5C via IFTTT

DLF has witnessed a strong turnaround in the residential segment and has reported a solid set of numbers in the past six quarters. Reduced debt levels, healthy cash flow, recent share price correction and the resultant fall in valuation are other factors that have made the company a favourite of analysts. from Personal Finance News-Wealth-Economic Times https://ift.tt/W493NZq via IFTTT

When planning for retirement, you need to consolidate information on their financial affairs such as retiral benefits, investments, banking and insurance so that they have a clear idea of what their position is and if there are any gaps that need to be filled. from Personal Finance News-Wealth-Economic Times https://ift.tt/CDaUWO6 via IFTTT

It is active in the equity markets with shares linked to listed equity shares and commodity markets. There is no guarantee of settlement of transactions. from Personal Finance News-Wealth-Economic Times https://ift.tt/2OHKMWp via IFTTT

We could have our pet theories about how people have saved money that they spent on food, movies, clothes, shoes and stuff. But spending habits have changed. from Personal Finance News-Wealth-Economic Times https://ift.tt/TUaiP3z via IFTTT

Ensure that your relationship doesn’t sour over splitting money while travelling or taking a vacation with your friends. from Personal Finance News-Wealth-Economic Times https://ift.tt/chqwP9k via IFTTT

Find answers to common estate related queries which most of the people face in their lives. from Personal Finance News-Wealth-Economic Times https://ift.tt/A1QnjFm via IFTTT