How to Create a Healthy Relationship

Banks have slowly started increasing FD interest rates after reducing them continuously for a few years. Here is a look at how the interest rates of SBI, HDFC Bank FDs and post office time deposits compare. from Personal Finance News-Wealth-Economic Times https://ift.tt/xyIv5rJ via IFTTT

Here is a look at the minimum amount you need to invest in tax-saving schemes to keep them active and what happens if you do not make the minimum contribution. from Personal Finance News-Wealth-Economic Times https://ift.tt/YKNlag9 via IFTTT

Given high equity exposure in portfolio Kapoor should opt for debt fund in NPS. He should buy term insurance cover of Rs 2 crore as guard against unforeseen events. from Personal Finance News-Wealth-Economic Times https://ift.tt/Ifn4Gm5 via IFTTT

Despite talk of massive sanctions against Russia, it is significant that the US has decided to let Russia’s petroleum and gas operations operate unhindered because of inflation worries. from Personal Finance News-Wealth-Economic Times https://ift.tt/JKrvc1A via IFTTT

With money just a click away, one's mind often tends to come up with every possible reason to spend it. from Personal Finance News-Wealth-Economic Times https://ift.tt/6hLdOU4 via IFTTT

"Most of these new-age tech driven companies do not have positive free cash flows today. The value ascribed to these stocks is coming from cash flows likely to happen 5-7 years down the line," said Gautam Duggad. from Personal Finance News-Wealth-Economic Times https://ift.tt/YXgJ2xh via IFTTT

IPQ is the degree to which Indians feel protected from future uncertainties on a scale of 0 to 100, based on attitudes, mental preparedness about future uncertainties, awareness and ownership of life insurance products, including term, endowment and Ulips. from Personal Finance News-Wealth-Economic Times https://ift.tt/xvFPYjJ via IFTTT

Find out why your child feels the need to do so and how you can help him overcome the reasons for his behaviour. from Personal Finance News-Wealth-Economic Times https://ift.tt/OiGFYoN via IFTTT

It can be easily executed through online banking using the swift code of the receiving bank, PAN, and purpose of remittance along with name and amount. from Personal Finance News-Wealth-Economic Times https://ift.tt/fsELg1z via IFTTT

After cutting fixed deposit interest rates relentlessly for the last couple of years banks have now slowly started hiking rates. Bank of Baroda has announced that it has hiked FD interest rates for select tenors w.e.f February 25, 2022. from Personal Finance News-Wealth-Economic Times https://ift.tt/yfQ5sdV via IFTTT

All old cheques issued to the third party must be replaced with new cheques by February 28, 2022. Any cheque submitted after the aforementioned date with obsolete MICR codes will be rejected. from Personal Finance News-Wealth-Economic Times https://ift.tt/FgQViIA via IFTTT

Are you feeling disappointed and stuck in your dating or in your relationship?   Then, here is a simple dating hack to turn your love life around!  It is a revolutionary approach that allows you to give yourself instructions about the exact love life you want to have. In fact, research has shown that these precise… The post A Simple Dating Hack to Turn Your Love Life Around appeared first on Love in 90 Days . Love in 90 Days - Dating Tips, Relationship Advice from Love in 90 Days https://ift.tt/a1Exp5t via IFTTT

This tax-saving avenue also comes with many limitations and delivers the best savings only when used smartly. Here is a look at how Smart use of home loan can deliver best tax saving at the lowest cost. from Personal Finance News-Wealth-Economic Times https://ift.tt/Sv23asX via IFTTT

All landholding farmers' families will receive a financial benefit of Rs 6,000 per year under the PM-KISAN scheme, payable in three equal instalments of Rs.2000 each every four months. Here is how to add name to avail benefits. from Personal Finance News-Wealth-Economic Times https://ift.tt/FWpID3q via IFTTT

In addition to national holidays, state governments decide bank holidays; there are a few state-specific holidays when banks are closed other than the second and fourth Saturdays of each month. Here is a list of bank holidays in March 2022. from Personal Finance News-Wealth-Economic Times https://ift.tt/BQE6mTr via IFTTT

The correct mobile number must be updated/registered in your Employees' Provident Fund (EPF) account. This is because an OTP is sent to the mobile number to submit online claims for withdrawals, filing nominations, changing passwords etc. from Personal Finance News-Wealth-Economic Times https://ift.tt/oigW52C via IFTTT

Eligible farmer families receive a financial benefit of Rs 6,000 per year, payable in three equal instalments of Rs 2,000 each, every four months. To receive the next instalment, eligible farmers must make sure to update their KYC. from Personal Finance News-Wealth-Economic Times https://ift.tt/mtJM0Ic via IFTTT

If a Pension Payment Order (PPO) authorised pension is delayed due to administrative reasons or lapses, interest on arrears of pension, gratuity, and family pension will be paid at the same rate and in the same manner as interest on General Provident Fund amounts. from Personal Finance News-Wealth-Economic Times https://ift.tt/We5DoEm via IFTTT

A bench of Justices Ajay Rastogi and Abhay S Oka said Employees Provident Fund & Miscellaneous Provisions Act is legislation for providing social security to the employees working in any establishment and engaging 20 or more persons. from Personal Finance News-Wealth-Economic Times https://ift.tt/ED13rqg via IFTTT

Who pays higher interest rate on a savings account among IPPB, Fino Payments Bank, Airtel Payments Bank. Payments Bank perform most banking functions but it cannot offer loans or issue credit cards. from Personal Finance News-Wealth-Economic Times https://ift.tt/GBFIiK0 via IFTTT

The interest free period that you get on the interest only home loan is just an extension of your home loan tenure. So, if you are taking a 3-year interest only initial payment period and want a subsequent repayment tenure of 15 years then your final tenure will increase to 18 years. from Personal Finance News-Wealth-Economic Times https://ift.tt/TS2Z9IW via IFTTT

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Savings account interest rates have recently been revised by a few banks. So, let's have a look at the savings account interest rates offered by HDFC Bank, State Bank of India (SBI), ICICI Bank and Punjab National Bank (PNB). from Personal Finance News-Wealth-Economic Times https://ift.tt/FsE5BLR via IFTTT

Kotak Mahindra Bank hikes FD Rates by 5 basis points with effect from February 23, 2022. The bank had last revised FD rates on 27, January 2022. from Personal Finance News-Wealth-Economic Times https://ift.tt/dc7NXRj via IFTTT

SBI regularly issues such warnings to its customers in order to protect them against all types of digital scams. Phishing is a phrase used to refer to forged e-mails, text messages, and websites sent to customers by criminals. from Personal Finance News-Wealth-Economic Times https://ift.tt/nJd5qTj via IFTTT

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Policies of certain qualified plans can be revived under the campaign within five years of the initial unpaid premium, subject to particular criteria and limitations. Here is a look at how one can revive LIC lapsed policies. from Personal Finance News-Wealth-Economic Times https://ift.tt/jFULRSA via IFTTT

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The deadline for submitting a life certificate is generally November 30 each year; however, this year's deadline was extended twice. The deadline for pensioners to submit their annual life certificates is February 28, 2022. from Personal Finance News-Wealth-Economic Times https://ift.tt/hIELqcx via IFTTT

After entering beneficiary information, the person can invest in NPS with a minimum of Rs. 500 as per convenience and benefit from the same-day NAV. The subscriber can also set up standing instructions for his or her NPS account. from Personal Finance News-Wealth-Economic Times https://ift.tt/Ug4xBda via IFTTT

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Pradhan Mantri Jeevan Jyoti Bima Yojana (PMJJBY) subscribers are entitled to a discount in LIC's initial public offering (IPO) through the Policyholder Reservation Portion. The total number of reservations for eligible policyholders shall not exceed 10% of the total offer size. from Personal Finance News-Wealth-Economic Times https://ift.tt/9XlmrqK via IFTTT

Only retail investors, eligible employees and eligible policyholders can use the UPI mechanism. You can apply for an IPO using your UPI ID as a payment method. All you have to do is inform your broker to submit the IPO application using your UPI ID. from Personal Finance News-Wealth-Economic Times https://ift.tt/5mpgzJO via IFTTT

If you find yourself comfortable in being disciplined in repayment and manage borrowing responsibly a credit card could become a handy tool to manage your personal finance. from Personal Finance News-Wealth-Economic Times https://ift.tt/iJWVw9b via IFTTT

The couple's goals include building an emergency corpus, buying a car, taking a vacation, buying a bigger house, saving for their kids' education and weddings, and their retirement. from Personal Finance News-Wealth-Economic Times https://ift.tt/smdJ5Yx via IFTTT

The liquidity profile of your investments may also be at odds with your needs. If not addressed in time, these niggles might catch you off-guard. This week’s cover story we outline five common portfolio leaks and gaps that should not be ignored. from Personal Finance News-Wealth-Economic Times https://ift.tt/zpo4ZwQ via IFTTT

Here is the weekly tracker of returns from alternative investments. During the last week, gold jumped up to tensions between Russia and Ukraine. from Personal Finance News-Wealth-Economic Times https://ift.tt/HeyrTSJ via IFTTT

It is a type of term insurance policy where one can increase the policy cover by a certain amount or percentage every year. from Personal Finance News-Wealth-Economic Times https://ift.tt/gsXxU2K via IFTTT

Lack of financial acumen may lead to making wrong decisions when it comes to saving, investing or securing risks. If you, as a wife, are aware of this and have an interest in money matters, here's what you can do. from Personal Finance News-Wealth-Economic Times https://ift.tt/pzlxGQR via IFTTT

Here are three good money habits that you can start after receiving your first salary. However, before you start these habits, it is important that you have PAN and address proof in place. from Personal Finance News-Wealth-Economic Times https://ift.tt/swipAbL via IFTTT

Financial plans must be reviewed at regular intervals - at least annually. That is a set frequency at which a review must be undertaken within the family. However, a change in income might be a good starting point. from Personal Finance News-Wealth-Economic Times https://ift.tt/pQneG68 via IFTTT

CRED has also curated 5 simple (yet necessary to follow) tips to keep in mind while making digital payments. from Personal Finance News-Wealth-Economic Times https://ift.tt/z9Xhctx via IFTTT

There are five things others can do, when they find close friends or relatives in financial distress, they may need help but may live unaware of their real situation. from Personal Finance News-Wealth-Economic Times https://ift.tt/w4DGqdy via IFTTT

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Aadhaar verification is not required for booking up to 6 railway tickets in a month, for more than 6 Aadhaar is verification is required. from Personal Finance News-Wealth-Economic Times https://ift.tt/XZQvI69 via IFTTT

According to the DRHP, up to 10 percent will be reserved for eligible LIC policyholders under the Policyholder Reservation Portion. Here is a list of 29 FAQs answered by LIC in its DRHP regarding policyholders who want to invest in the IPO via the Policyholder Reservation Portion from Personal Finance News-Wealth-Economic Times https://ift.tt/7licALZ via IFTTT

Becoming a co-applicant will not only be for the sake of fulfilling a legal formality. Ask yourself these 4 questions before agreeing to take on borrowing liability. from Personal Finance News-Wealth-Economic Times https://ift.tt/2OS1iyF via IFTTT

Only resident senior citizens aged sixty years and above are eligible to invest in this scheme. The scheme is a domestic term deposit, therefore NRI senior citizens are not eligible to invest in the scheme. from Personal Finance News-Wealth-Economic Times https://ift.tt/8t5qjLi via IFTTT

The latest Supreme Court Judgement deals with the issue of the legal right of a daughter to inherit 'self-acquired' property of her father in absence of any other legal heirs. from Personal Finance News-Wealth-Economic Times https://ift.tt/Im6OF4c via IFTTT

Banks have continued marginally increasing fixed deposit (FD) interest rates. Among the banks that have hiked FD rates are HDFC Bank and State Bank of India (SBI). from Personal Finance News-Wealth-Economic Times https://ift.tt/SJYuce6 via IFTTT

The victim would be notified through an SMS containing the reference number of his complaint and a link to www.cybercrime.gov.in — the website on which a formal and detailed complaint would be required to be lodged by the victim within 24 hours. from Personal Finance News-Wealth-Economic Times https://ift.tt/ylhKAbO via IFTTT