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Showing posts from December, 2022

RBI floating rate bonds interest rate hiked to 7.35% from January 1, 2023

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The Reserve Bank of India (RBI) has hiked the interest rate on floating rate savings bonds from 7.15 per cent to 7.35 per cent from January 1, 2023. The hike in interest rate on these bonds have come up after government hiked the interest rate on small savings schemes for January to March quarter of financial year 2022-23. from Personal Finance News-Wealth-Economic Times https://ift.tt/XFpixMb via IFTTT

Senior Citizen Savings Scheme, Post office time deposits, NSC interest rates hiked by up to 110 bps for March quarter

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The government has hiked the interest rates of a few small savings schemes by between 20 bps and 110 bps for the January-March 2023 quarter. Here is a look at the interest rates on various small savings schemes for the fourth quarter of FY 2022-23. from Personal Finance News-Wealth-Economic Times https://ift.tt/DnsLfhN via IFTTT

Home loan pre-payment: Things to consider before prepaying your home loan

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Home loan pre-payment: Things to consider before prepaying your home loan from Personal Finance News-Wealth-Economic Times https://ift.tt/u9LmkW5 via IFTTT

NPS partial withdrawal rule changes from January 1, 2023: What is the change? Who will be impacted?

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Latest savings account interest rates: SBI, ICICI Bank, HDFC Bank, PNB, Federal Bank

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Here is a quick comparison of the interest rates on savings accounts at SBI, ICICI Bank, HDFC Bank, PNB, Canara Bank and Federal Bank. (Latest savings account interest rates as per bank websites) from Personal Finance News-Wealth-Economic Times https://ift.tt/y20vu6a via IFTTT

How to raise complaints related to Aadhaar services?

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Residents can file a complaint with the Aadhaar-experience new online complaint filing portal for any Aadhaar-related service. from Personal Finance News-Wealth-Economic Times https://ift.tt/wjhSJNp via IFTTT

EPFO issues circular on higher pension, clarifies which employees are eligible and how to apply

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The Employees Provident Fund Organisation (EPFO) has issued a circular on December 29, 2022 on who can get higher pension and the process to apply for higher pension. The new circular is issued to comply with the instructions issued by the Supreme Court in its jdugement dated November 4, 2022. from Personal Finance News-Wealth-Economic Times https://ift.tt/k0RqVMz via IFTTT

4 steps to take immediately if your credit card is lost or stolen

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Bank holidays in January 2023: Banks to remain closed for 13 days, check state-wise list here

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​​All bank holidays have been classified into distinct categories under the Negotiable Instruments Act of 1881-Holidays Under Negotiable Instruments Act, Banks' Closing of Accounts, and Real-Time Gross Settlement Holiday. Bank holidays will differ from state to state. from Personal Finance News-Wealth-Economic Times https://ift.tt/Yf7miZ0 via IFTTT

5 next cryptocurrencies to explode in 2023

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IMPT has announced over 10,000 world-famous affiliate brands for its shopping ecosystem, ready to allocate a small margin of sales to the environmentally-friendly ecosystem. from Personal Finance News-Wealth-Economic Times https://ift.tt/tyfTMpx via IFTTT

6 metaverse crypto coin projects to invest in 2023

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The metaverse trend is not slowing down and it is only going to become more popular in 2023. Here’s a list of 6 metaverse projects in 2023. from Personal Finance News-Wealth-Economic Times https://ift.tt/mEzUd8W via IFTTT

EPFO shares tips on how to protect your PF account from online frauds, know details

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NPS, credit card reward points, insurance: 5 key money rule changes from January 1, 2023

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From credit card reward points to partial withdrawal rules for National Pension System (NPS) subscribers to mandatory know-your-customer (KYC) documents for purchasing insurance policies, a host of rules are going to change starting from January 1, 2023. Here's a list of financial rule changes applicable from next month. from Personal Finance News-Wealth-Economic Times https://ift.tt/5pnXhYB via IFTTT

Kotak Mahindra Bank hikes RD interest rate by up to 75 bps on certain tenures

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Kotak Mahindra Bank has hiked the interest rate offered on recurring deposits for certain tenures by up to 75 basis points on certain tenures. This is the second time the private sector bank has hiked the interest rate offered on recurring deposit accounts. Read on to know more details about it. from Personal Finance News-Wealth-Economic Times https://ift.tt/UMp0g4K via IFTTT

Bank holidays 2023: Banks to remain closed on these days in 2023, check complete list here

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A few national holidays during the year are Republic Day on January 26 and Independence Day on August 15 and October 2 (Mahatma Gandhi Jayanti). These are the days that the banks across most states will be closed. from Personal Finance News-Wealth-Economic Times https://ift.tt/6jvmnzM via IFTTT

Missed your SIP instalment? Know the consequences

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A 10-point guide to manage money better in 2023

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As we get ready to welcome 2023, Namrata Dadwal of ET Wealth lists 10 metrics of prudent financial management that will ensure a smooth ride in the upcoming year. Watch! from Personal Finance News-Wealth-Economic Times https://ift.tt/Bskauwr via IFTTT

Noida property prices: Average cost of 3-BHK in this Noida locality is Rs 1.07 crore

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Noida property prices: Average cost of 3-BHK in this Noida locality is Rs 1.07 crore from Personal Finance News-Wealth-Economic Times https://ift.tt/Qs9eMZ3 via IFTTT

How to check Aadhaar-PAN linking status online: Step-by-step guide

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NPS partial withdrawal rule to change for these subscribers from January; know what’s new

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PFRDA has said that the online partial withdrawal facility from NPS through self-declaration will no longer be available for government sector subscribers, starting from January 1, 2023. All you need to know about the changes in NPS partial withdrawal rule from Personal Finance News-Wealth-Economic Times https://ift.tt/24VgqF3 via IFTTT

IDBI Bank offers 7.6% interest rate on this special FD

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IDBI Bank has increased the rate of interest on deposits and now offers interest on 700 days tenure. The bank revised its FD interest rates with effect from December 19, 2022 for amounts below Rs 2 crore. from Personal Finance News-Wealth-Economic Times https://ift.tt/MiuLIf8 via IFTTT

Gold price up more than 13% in last one year, platinum price by 9%

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Gold price up more than 13% in last one year, platinum price by 9% from Personal Finance News-Wealth-Economic Times https://ift.tt/fvF0u6i via IFTTT

3 reasons Laurus Labs is this week's stock pick

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Laurus Labs will benefit from the growth prospects of the global and domestic pharma indutry as spending on medicines, including Covid-19 vaccines, is likely to increase at 3-6% CAGR by 2026. from Personal Finance News-Wealth-Economic Times https://ift.tt/nAfQcEO via IFTTT

Pension of armed forces/family pensioners revised under OROP: Check rank-wise hike in monthly pensions, arrears

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Union Cabinet revised the pension of armed forces pensioners and family pensioners under One Rank One Pension (OROP) with effect from July 1, 2019. Check how this revision will work and who will benefit. from Personal Finance News-Wealth-Economic Times https://ift.tt/Q4rpT95 via IFTTT

Want to invest in ETFs? All you need to know

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Now use Aadhaar-OTP authentication to register for PNB ONE app

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PNB customers can now log into PNB ONE application using Aadhaar card details and avail various features of the app, the bank said from Personal Finance News-Wealth-Economic Times https://ift.tt/iVn735h via IFTTT

PPF withdrawal: 5 rules you must know

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Banks offering highest 3-year FD interest rates for senior citizens

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Banks offering highest 3-year FD interest rates for senior citizens from Personal Finance News-Wealth-Economic Times https://ift.tt/fXKPyBb via IFTTT

Digital Rupee: Do you need a bank account to transact RBI e-Rupee?

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The retail digital rupee is an electronic token issued by the Reserve Bank of India. It is is similar to the physical rupee that you hold in your wallet. ​Since the pilot started there has been a lot of interest among the users about it. ET Wealth Online answers seven common questions related to the retail digital rupee. from Personal Finance News-Wealth-Economic Times https://ift.tt/iRDFf2h via IFTTT

What is the current Post office time deposit interest rate?

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The Post Office time deposit is also known as the India Post National Savings Time Deposit Account. The post office also accepts time deposits, which are similar to bank FDs from Personal Finance News-Wealth-Economic Times https://ift.tt/SWcHIPo via IFTTT

Senior Citizen Savings Scheme vs high interest rate bank FDs: Where should you invest?

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The interest rate on SCSS was revised from 7.4% to 7.6% which is at present the highest interest rate offered by a small savings scheme. Many smaller private sector banks and small finance banks are now offering FD interest rates high as 9%. Rise in FD interest rate is expected to continue in next few months. Will SCSS remain competitive to FDs or should you prefer FDs now. from Personal Finance News-Wealth-Economic Times https://ift.tt/CK8NfH0 via IFTTT

Home loan borrowers alert! Banks do not need to inform you individually about interest rate change

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FD premature withdrawal charges of SBI, HDFC Bank, ICICI Bank, PNB

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Bajaj Finance hikes FD interest rates by up to 25 bps; Senior citizens can earn 7.95% on this tenure

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Bajaj Finance has raised interest rates by up to 25 basis points. The new rates on Bajaj Finance FDs will apply to new deposits and renewals of maturing accounts up to Rs 5 crore. from Personal Finance News-Wealth-Economic Times https://ift.tt/lPq5Eu3 via IFTTT

What are the different types of home loans?

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What are the different types of home loans? from Personal Finance News-Wealth-Economic Times https://ift.tt/eU8BaSc via IFTTT

Banks offering highest 1-year FD interest rates

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Banks offering highest 1-year FD interest rates from Personal Finance News-Wealth-Economic Times https://ift.tt/b8eplOW via IFTTT

What is the current PPF interest rate?

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The interest rates will be revised at the end of this month, as is customary to revise every three months. Interest rate for PPF was last revised in April–June 2020 quarter. from Personal Finance News-Wealth-Economic Times https://ift.tt/pjE8TDo via IFTTT

Paytm offers cyber fraud cover of up to Rs 10,000 at Rs 30

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The cover ‘Paytm Payment Protect’ is provided through a group insurance policy issued by HDFC Ergo. The company said that the plan is being offered to increase the trust in digital payments, which will push up adoption. from Personal Finance News-Wealth-Economic Times https://ift.tt/lKZDWBS via IFTTT

Best FD interest rates: Super senior citizens can earn up to 8.3%

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Best FD interest rates: Super senior citizens can earn up to 8.3% from Personal Finance News-Wealth-Economic Times https://ift.tt/4SJ2OVk via IFTTT

Sundaram Finance to offer Care Health Insurance products to customers

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With this association, city-headquartered Sundaram Finance will offer Care Health's innovative range of health insurance solutions to its loyal and increasing base of customers. The products would be offered in the retail and group segments of Sundaram Finance customers who in addition to the company's existing portfolio of technology driven and customised offerings can now have their diverse insurance needs under one roof. from Personal Finance News-Wealth-Economic Times https://ift.tt/f02KBTE via IFTTT

These banks have revised FD interest rates in the last one week

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Last week, major banks including as SBI, HDFC Bank, and ICICI Bank raised their fixed deposit interest rates. Here is a look at other banks that have revised their fixed deposit interest rates following the trend. from Personal Finance News-Wealth-Economic Times https://ift.tt/jfWmXhB via IFTTT

8.3% FD interest rate for super senior citizens: 4 banks offering best FD rate for those above 80 years

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There are banks that provide greater interest rates to customers who are over the age of 60. The increased rates vary from 0.50-0.75 basis points (bps) depending on the bank. from Personal Finance News-Wealth-Economic Times https://ift.tt/woabB8Y via IFTTT

Property prices in Hyderabad: The average cost of 2-BHK in this Hyderabad locality is Rs 70 lakh

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Property prices in Hyderabad: The average cost of 2-BHK in this Hyderabad locality is Rs 70 lakh from Personal Finance News-Wealth-Economic Times https://ift.tt/gZpqfXU via IFTTT

Is your Rs 500 note real or fake? RBI suggests how to check

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Senior citizens can earn up to 8.5% interest rate on this bank’s FDs

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Fincare Small Finance Bank has hiked its fixed deposit interest rates, applicable for deposits below Rs. 2 crore. from Personal Finance News-Wealth-Economic Times https://ift.tt/QDo91gv via IFTTT

Axis Bank hikes home loan, other loan interest rates by 30 bps: Check latest rates

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Axis Bank has boosted its marginal cost of funds-based lending rates (MCLR) across tenures by 30 basis points. The revised prices will go into effect on December 17, 2022. from Personal Finance News-Wealth-Economic Times https://ift.tt/kQM9Cud via IFTTT

Gold price up more than 12% in last one year

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Gold price up more than 12% in last one year from Personal Finance News-Wealth-Economic Times https://ift.tt/2MU1P0H via IFTTT

PNB hikes FD interest rates: These senior citizens can earn 8.05%

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PNB has upped the interest rate on fixed deposits (FD) for balances less than Rs 2 crore. According to the PNB website, the higher interest rates will take effect on December 19, 2022. from Personal Finance News-Wealth-Economic Times https://ift.tt/KzMvgXm via IFTTT

My father had a self-acquired property, died intestate. Can my mother stop me from having a share?

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This week's reader queries on estate planning answered. from Personal Finance News-Wealth-Economic Times https://ift.tt/81xYeRN via IFTTT

Stock Market Investment: 5 types of stocks you should know about

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