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ICICI Bank has raised its marginal cost-based lending rate (MCLR) across all tenures by 10 basis points. The higher interest rates will take effect on September 1, 2022. from Personal Finance News-Wealth-Economic Times https://ift.tt/vCAouxP via IFTTT

Several financial compulsions can force people not to quit work. Among them are insufficient retirement corpus, incomplete life goals or outstanding debt. While economic gains are the most apparent motivation, delayed retirement has other advantages. Here are five benefits of extending your work life from Personal Finance News-Wealth-Economic Times https://ift.tt/iL13zBP via IFTTT

Here is a look at the revised charges as per the Yes Bank website. from Personal Finance News-Wealth-Economic Times https://ift.tt/WE5gChH via IFTTT

To provide temporary relief from your financial hiccups, here are the top 5 loans for bad credit in 2022 from Personal Finance News-Wealth-Economic Times https://ift.tt/Vqpr349 via IFTTT

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Next time you want to open or close the PPF account held with the Post Office, you will not be required to visit your nearest branch. The Department of Posts has issued a circular providing a step-by-step guide on how a post office saving account holder can open and close a PPF account using the Internet Banking facility. from Personal Finance News-Wealth-Economic Times https://ift.tt/erb5lyV via IFTTT

Your bank will evaluate your capacity to repay the loan over the desired term. It will consider factors like your credit score, unpaid debts, current income, and potential employment opportunities in the future for the desired tenure. from Personal Finance News-Wealth-Economic Times https://ift.tt/TJH5D8m via IFTTT

If you are not careful with fund manager selection in NPS and end up with a fund with a below-par performance, it can prevent you from getting the best return on your hard-earned money. It will also be difficult for you to do course correction if you are close to retirement. So, it is better to act now and take control of your NPS portfolio to get the best out of it. from Personal Finance News-Wealth-Economic Times https://ift.tt/HzK0yDb via IFTTT

How to detect fabricated sale deed while buying a house from Personal Finance News-Wealth-Economic Times https://ift.tt/6MjN9kx via IFTTT

If the Nodal Office does not act against the request within the allotted 30 days, it will be accepted in the CRA system. from Personal Finance News-Wealth-Economic Times https://ift.tt/COPQ3vf via IFTTT

When can a father get full custody of child in a divorce? from Personal Finance News-Wealth-Economic Times https://ift.tt/8fZKLMQ via IFTTT

The ten-day Ganesh Chaturthi festival, also known as Ganeshotsav, begins on Chaturthi Tithi and ends on Anantha Chaturdashi. from Personal Finance News-Wealth-Economic Times https://ift.tt/dBxmp0G via IFTTT

RBI ED Anil Kumar Sharma told reporters on Monday the database will help keep tabs on fraudsters. "There is no definite timeline for setting up of the fraud registry. At present, we are talking to different stakeholders, including different departments like payments & settlement and supervision of the RBI," he said. from Personal Finance News-Wealth-Economic Times https://ift.tt/c7tl6f5 via IFTTT

In a notification dated August 10, 2022, the government has barred the income taxpayers from joining the Atal Pension Yojana from October 1, 2022. Though the pension amount offered in the scheme is very small, however, there are certain reasons you should consider before dismissing to invest in the scheme. Read on to know whether you should rush to subscribe in the scheme? from Personal Finance News-Wealth-Economic Times https://ift.tt/8IWDQVT via IFTTT

One 97 Communications will benefit from the thriving digital payments industry as online financial transactions are expected to grow to 700-750 million by 2025-26. from Personal Finance News-Wealth-Economic Times https://ift.tt/SV7fgkP via IFTTT

Rising consumer spending and economic recovery supported corporate earnings in the first quarter. However, rising cost inflation continues to erode operating profit margins for most companies. from Personal Finance News-Wealth-Economic Times https://ift.tt/t9Qcb5n via IFTTT

With central banks hiking rates, there will be repricing of risk and return of value consciousness. from Personal Finance News-Wealth-Economic Times https://ift.tt/btkeXfl via IFTTT

Find out about your rights as a tenant so that you are not treated unfairly or evicted randomly by the landlord. from Personal Finance News-Wealth-Economic Times https://ift.tt/wT5cFg3 via IFTTT

A low credit score would mean constraints while getting a higher loan amount sanctioned for a critical purchase. Hence it is important that one has a reasonable credit behaviour with good repayment track record. from Personal Finance News-Wealth-Economic Times https://ift.tt/65ZMI2P via IFTTT

Banks offer different interest rates on savings accounts, and many banks recently changed the interest rates on their savings account offerings. Here are a few examples of such banks. from Personal Finance News-Wealth-Economic Times https://ift.tt/IlMcOL6 via IFTTT

It is necessary to have a registered mobile number in order to access Aadhaar Online Services. You can't change the mobile number online. Visit the closest Aadhaar Seva Kendra (ASK) or Aadhaar Enrolment Update Center if you want to change your mobile number. from Personal Finance News-Wealth-Economic Times https://ift.tt/bepfJ6k via IFTTT

You can use your FD as collateral to secure the loan amount with a loan against fixed deposit. For this type of loan, the existing fixed deposit is used as security instead of the CIBIL score being examined. from Personal Finance News-Wealth-Economic Times https://ift.tt/mh0a87t via IFTTT

The Reserve Bank of India (RBI) has implemented Positive Pay System (PPS) for all types of cheque payments in order to prevent frauds carried out through the tampering or alteration of cheques. from Personal Finance News-Wealth-Economic Times https://ift.tt/rKQ4pAx via IFTTT

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How to check if power of attorney is forged from Personal Finance News-Wealth-Economic Times https://ift.tt/KIjv6or via IFTTT

Don’t keep money idle in your savings bank account from Personal Finance News-Wealth-Economic Times https://ift.tt/fiX4AUY via IFTTT

If it is not possible to pay credit to the beneficiary's account for any reason, originating banks must return the transaction (to the originating branch) within two hours of the batch in which the transaction was processed in NEFT. from Personal Finance News-Wealth-Economic Times https://ift.tt/pzmwHPB via IFTTT

There are seven bank holidays listed by state on the Reserve Bank of India's (RBI) calendar for September 2022, excluding second Saturdays and Sundays. from Personal Finance News-Wealth-Economic Times https://ift.tt/07VzIkJ via IFTTT

The new labour codes have provided a definition of 'worker'. An individual employee satisfying the definition of 'worker' will be entitled to specific benefits as mentioned under the new labour codes. The new labour codes have provided clarity in the definition of a 'worker', manager and supervisor. Read on to know who benefits more under the new labour codes. from Personal Finance News-Wealth-Economic Times https://ift.tt/5x2S1Dn via IFTTT

There will be different sections in your statement. According to the NSDL website, below are some specifics about your NPS statement for non-govt sector that you should be aware of. from Personal Finance News-Wealth-Economic Times https://ift.tt/eEmywkJ via IFTTT

Banks do charge for transactions conducted in branches. NEFT and RTGS fees charged by banks such as SBI, HDFC Bank, ICICI Bank, and Punjab National Bank (PNB) for NEFT and RTGS transactions completed at bank branches are listed here. from Personal Finance News-Wealth-Economic Times https://ift.tt/JPF9wmU via IFTTT

Visit the Aadhaar enrollment centre with the form and submit the request for an update if you're interested in applying for or updating your Aadhaar. from Personal Finance News-Wealth-Economic Times https://ift.tt/8Hf6VRl via IFTTT

How to check NPS balance from Personal Finance News-Wealth-Economic Times https://ift.tt/XxNDiI7 via IFTTT

RBI rate hike: Should you switch home loan balance? from Personal Finance News-Wealth-Economic Times https://ift.tt/quep5lL via IFTTT

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These bonds offer investors a fixed interest rate of 2.5% on their investments. Interest is paid on a semi-annual basis. from Personal Finance News-Wealth-Economic Times https://ift.tt/1TwCmJP via IFTTT

A trail commission of 0.20 percent of the NPS D-Remit contribution amount (minimum Rs 15 and maximum Rs 10,000) will be paid to POPs starting on September 1, 2022, according to the Pension Fund Regulatory and Development Authority (PFRDA). from Personal Finance News-Wealth-Economic Times https://ift.tt/r7dTUEu via IFTTT

Bank FDs with above 8% interest rate for senior citizens from Personal Finance News-Wealth-Economic Times https://ift.tt/WXJf1vQ via IFTTT

Know what separates index funds from ETFs from Personal Finance News-Wealth-Economic Times https://ift.tt/VFrxZ7y via IFTTT

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The Employees' Provident Fund Organisation (EPFO) has issued two circulars laying down the guidelines when EPF will be deducted from the stipend paid to intern/trainee/apprentice and when will it not be. The Employees' Provident Fund and Miscellaneous Provisions Act, 1952 is silent on whether stipend comes under the purview of law. from Personal Finance News-Wealth-Economic Times https://ift.tt/NdeY4SU via IFTTT

After the revision, holders of savings bank accounts can now earn up to 7% interest on their deposits. from Personal Finance News-Wealth-Economic Times https://ift.tt/SeKtzH7 via IFTTT

Silver, gold prices: Check weekly price trends from Personal Finance News-Wealth-Economic Times https://ift.tt/cOuWgQs via IFTTT

How is investment in Sovereign Gold Bonds taxed? from Personal Finance News-Wealth-Economic Times https://ift.tt/VFLzb9d via IFTTT

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Services to print and find Aadhaar are provided by the Unique Identification Authority of India (UIDAI). Here are some details about this facility and the price for using the service. from Personal Finance News-Wealth-Economic Times https://ift.tt/b2ADqzH via IFTTT

Sovereign Gold Bonds (SGB) can be used as security for loans from banks, financial institutions, and non-banking financial companies (NBFC). from Personal Finance News-Wealth-Economic Times https://ift.tt/m0SU5Gr via IFTTT

A phase of correction and recovery is also a time to accept new realities, and review and recalibrate your equity portfolio in a changing world. You have to scrutinise each stock and see if it makes sense to hold or exit it. The most critical part that will be picking the right sectors that are likely to outperform in future. from Personal Finance News-Wealth-Economic Times https://ift.tt/4ZKmI05 via IFTTT