Is buying a top-up health insurance plan a dependable solution for all your future health expenses?

When it comes to hospital stay, a good part of the expense is directly linked to room rent. With time the daily room expenses will go up manifold but your basic health insurance coverage will remain fixed. If you opt for higher room rent than what your base policy offers then these tied expenses will also go up proportionately and your out of pocket expenses will rise significantly despite a top-up plan.

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