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Showing posts from November, 2022

Not satisfied with your NPS account recordkeeper? You can change your CRA now

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Pension Fund Regulatory and Development Authority (PFRDA) has allowed an individual to open NPS account with any of three central record-keeping Agency (CRAs). However, it may happen that an individual is not satisfied with the current CRA. Read on to know what is the process of changing CRA from one to another. from Personal Finance News-Wealth-Economic Times https://ift.tt/f9IXxS7 via IFTTT

How to fund your trip abroad amid soaring inflation?

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Funding a vacation can seem like an uphill task. But here are some range of funding options available for your well-deserved trip. Read to know more from Personal Finance News-Wealth-Economic Times https://ift.tt/nNIfkUs via IFTTT

5 banks offering best 2-year FD interest rates

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5 banks offering best 2-year FD interest rates from Personal Finance News-Wealth-Economic Times https://ift.tt/hIdSi3a via IFTTT

What to do if your NPS account becomes inactive

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A subscriber must make a minimum yearly payment of Rs.6000 to his Tier I account; otherwise, the account would be locked. Here is how you can reactivate or unfreeze an NPS account in such a case. from Personal Finance News-Wealth-Economic Times https://ift.tt/1HkfIyV via IFTTT

What is RBI Digital Rupee? Important features, how it is different from cryptocurrency

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The e-Rupee would exist as a digital token that represents for money. It would be distributed in the same denominations that coins and paper money are now distributed in. from Personal Finance News-Wealth-Economic Times https://ift.tt/P2yeO6J via IFTTT

Important features of RBI Digital Rupee

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Important features of RBI Digital Rupee from Personal Finance News-Wealth-Economic Times https://ift.tt/ovRKsJ9 via IFTTT

Banks offering best 1-year FD interest rates

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Banks offering best 1-year FD interest rates from Personal Finance News-Wealth-Economic Times https://ift.tt/687AJmt via IFTTT

Bank locker charges of SBI, HDFC Bank, PNB, ICICI Bank, Canara Bank

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Jewelry, loan paperwork, savings bonds, insurance policies, and other private valuables that require safekeeping can all be from Personal Finance News-Wealth-Economic Times https://ift.tt/rWG0TdS via IFTTT

How to block SBI debit card

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Customers of State Bank of India (SBI) can quickly stop their debit cards in the event of theft or loss by contacting customer service, going to a bank branch, or using Internet banking. from Personal Finance News-Wealth-Economic Times https://ift.tt/u8wsar0 via IFTTT

5 Banks offering best gold loan interest rates

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Banks charge interest, and once the full loan has been repaid, the bank returns your jewellery. With each bank, the interest rate on a gold loan varies. Here is a quick list of banks that offer gold loans at the lowest interest rates. from Personal Finance News-Wealth-Economic Times https://ift.tt/KzyGTuc via IFTTT

Doorstep banking: Who cannot avail, cash withdrawal and deposit limits, service charges

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Doorstep banking: Who cannot avail, cash withdrawal and deposit limits, service charges from Personal Finance News-Wealth-Economic Times https://ift.tt/2djQSvH via IFTTT

Divorce process in India: How to minimise expenses in this traumatic journey

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Divorce is very stressful for either party and involves some of the most critical things in a person's life, including finances and children. In this video, Saurav Kumar from ET Online & Meghna Mishra, Partner, Karanjawala & Co., discuss how a woman can minimise expenses in this traumatic journey. from Personal Finance News-Wealth-Economic Times https://ift.tt/kDKp7rC via IFTTT

10 banks offering lowest home loan interest rates

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The majority of banks have chosen the RBI's repo rate as their external benchmark. The lending interest rate that is linked to the repo rate is referred to as the Repo Rate Linked Lending Rate. from Personal Finance News-Wealth-Economic Times https://ift.tt/wJvQ5fq via IFTTT

How pensioner can submit annual life certificate through Jeevan Pramaan Portal

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For the biometric authentication of the pensioner, Jeevan Pramaan uses the Aadhaar platform. The Life Certificate Repository creates and stores the Digital Life Certificate following a successful authentication. from Personal Finance News-Wealth-Economic Times https://ift.tt/08vOLft via IFTTT

8 small-sized mutual fund schemes that can help investors earn better risk-adjusted returns

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These small-sized funds have missed the attention of investors. Find out why they deserve to be in your portfolio. from Personal Finance News-Wealth-Economic Times https://ift.tt/oFmq9HV via IFTTT

How different sectors in Nifty50 fared in the second quarter of 2022-23

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Increased consumer spending supported earnings in the second quarter. However, most companies saw erosion in operating profit margins. from Personal Finance News-Wealth-Economic Times https://ift.tt/VYKjenr via IFTTT

NPS exit rule eased, digital certificate allowed: Check new NPS rules

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These 5 banks are offering best interest rate on tax-saving FDs

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These 5 banks are offering best interest rate on tax-saving FDs from Personal Finance News-Wealth-Economic Times https://ift.tt/2R8jtbW via IFTTT

Divorce process in India: What Women need to know to deal with it financially

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Divorce is very stressful for either party and involves some of the most critical things in a person's life, including finances and children. In this video, Saurav Kumar from ET Online & Meghna Mishra, Partner, Karanjawala & Co., discuss what a woman needs to know to deal with it financially. from Personal Finance News-Wealth-Economic Times https://ift.tt/ztcF8IA via IFTTT

This PSU bank offers up to 7.8% on senior citizen FDs; check latest fixed deposit rates

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Union Bank of India has raised the interest rates on its fixed deposits (FDs) worth less than Rs 2 crore. The bank will now offer an interest rate between 3 per cent to 7.30 per cent for regular citizens. from Personal Finance News-Wealth-Economic Times https://ift.tt/2B3cCJk via IFTTT

5 banks offering lowest personal loan interest rates

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As personal loan is an unsecured loan, your eligibility will be mostly determined by your credit score and monthly income. Here are the top 5 banks in terms of personal loan interest rates. from Personal Finance News-Wealth-Economic Times https://ift.tt/KhVTQkn via IFTTT

These Re 1, 50 paise coins are going out of circulation

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The ICICI Bank has put up a notice outside their bank branch informing customers that certain coins of denomination of Re 1 or 50 paise are going out of circulation and will not be issued again for the purpose of transactions. Read on to know more about it. from Personal Finance News-Wealth-Economic Times https://ift.tt/8YZ0d1e via IFTTT

These PNB customers should update KYC by December 12, 2022: How to check if KYC is pending

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The bank has sent two reminders to the registered address and SMS notifications to the registered mobile phone for those customers whose accounts were due for KYC updating. 2022 November 20 and 21. from Personal Finance News-Wealth-Economic Times https://ift.tt/Od8Lgq9 via IFTTT

Budget 2023: 'Provide tax rebate on consumers' durables, real assets'

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PHD Chamber of Commerce and Industry, on Thursday asked the Union government to provide income tax rebate benefits on long-term consumer durables and real assets in Budget 2023 from Personal Finance News-Wealth-Economic Times https://ift.tt/Ggpyl9j via IFTTT

Learn why Binomo is better than Forex?

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Binomo maintains a high level of security on the platform, as there are many scammers that traders can rest assured that both their data and money are safe. from Personal Finance News-Wealth-Economic Times https://ift.tt/06FlowM via IFTTT

Central govt employees: Guidelines issued for treatment and billing by CGHS empanelled hospitals

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The Central Government Health Scheme provides comprehensive health care facilities for central government employees and pensioners and their dependents residing in CGHS covered cities. The ministry’s office memorandum also issued detailed guidelines related to treatment and billing in respect of CGHS beneficiaries from Personal Finance News-Wealth-Economic Times https://ift.tt/KgNYGDu via IFTTT

Will new credit card rule help you? RBI fixes minimum amount due formula for all cards

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RBI recently asked banks and card issuers to calculate the minimum amount due on credit card bills in a way that does not result in negative amortisation. How will banks and card issuers calculate minimum amount due now? All you need to know from Personal Finance News-Wealth-Economic Times https://ift.tt/9YWrVmU via IFTTT

Getting an ESOP in your next job? Here's how an ESOP works, risks involved and tax implications

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Typically, a company offers its employee an option to buy a fixed number of stocks after a vesting period at a predetermined price that often comes with a big discount. Though it may appear a good bargain on paper however, in reality, there are many things which may go wrong and there is no guarantee that you will always take home the jackpot. Here's what should know to get the call right. from Personal Finance News-Wealth-Economic Times https://ift.tt/nLMjJ3v via IFTTT

4 money steps parents should take to give child a sound financial grounding

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from Personal Finance News-Wealth-Economic Times https://ift.tt/0hY3q7p via IFTTT

5 tips to avoid falling prey to a fake instant loan app

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5 tips to avoid falling prey to a fake instant loan app from Personal Finance News-Wealth-Economic Times https://ift.tt/XCfIhS1 via IFTTT

If the on-going layoffs have hit you too, here's how to restart your career

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A few well-known companies have announced lay-offs in the last couple of weeks, these include tech giants like Meta, Twitter and even Amazon. Here is a look at how someone impacted by the current lay-offs can restart their career. from Personal Finance News-Wealth-Economic Times https://ift.tt/sJoOCvT via IFTTT

What is a motor floater insurance policy?

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What is a motor floater insurance policy? from Personal Finance News-Wealth-Economic Times https://ift.tt/LW1NBRY via IFTTT

How to open NPS account online

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National Pension System (NPS) is government scheme to offer pension during the retirement years. The scheme offers various benefits under the Income-tax Act, 1961. Earlier the process of opening the NPS account was partially online. However, now an individual can open the NPS account completely online. Read on to know the step-by-step guide for opening of NPS account. from Personal Finance News-Wealth-Economic Times https://ift.tt/pexuHDz via IFTTT

Savings account interest rates: Which bank is offering highest rate

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Savings account interest rates: Which bank is offering highest rate from Personal Finance News-Wealth-Economic Times https://ift.tt/MWQOapg via IFTTT

Bajaj Finance hikes FD rate by up to 25 bps: Senior Citizens can earn up to 7.95%

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The revised prices will go into effect on November 22, 2022. The enhanced Bajaj Finance FD rates will apply to new deposits and renewals of maturing accounts of up to Rs 5 crore. from Personal Finance News-Wealth-Economic Times https://ift.tt/TyCUfim via IFTTT

Is buying a top-up health insurance plan a dependable solution for all your future health expenses?

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When it comes to hospital stay, a good part of the expense is directly linked to room rent. With time the daily room expenses will go up manifold but your basic health insurance coverage will remain fixed. If you opt for higher room rent than what your base policy offers then these tied expenses will also go up proportionately and your out of pocket expenses will rise significantly despite a top-up plan. from Personal Finance News-Wealth-Economic Times https://ift.tt/RxX1ZVu via IFTTT

Which bank offers highest RD interest rate for senior citizens?

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Which bank offers highest RD interest rate for senior citizens? from Personal Finance News-Wealth-Economic Times https://ift.tt/q2cYjKh via IFTTT

National Pension System: What are the features of NPS Tier-I, Tier-II accounts?

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All Indian nationals between the ages of 18 and 60 are eligible to invest in NPS. Under NPS accounts, there are two different kinds of accounts: Tier I and Tier II. from Personal Finance News-Wealth-Economic Times https://ift.tt/nAejMV7 via IFTTT

Jeevan Pramaan: Can a remarried pensioner avail digital life certificate facility?

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Jeevan Pramaan intends to address the issue by digitising the entire life certificate application process as many senior citizens were finding it difficult to submit a life certificate physically. from Personal Finance News-Wealth-Economic Times https://ift.tt/wx9SPIu via IFTTT

5 banks offering 7-7.5% interest rate on savings accounts

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Here are the banks that offer savings accounts with interest rates ranging from 7% to 7.5%. These banks have revised savings account interest rates in November, 2022. from Personal Finance News-Wealth-Economic Times https://ift.tt/RvCH5ya via IFTTT

Gold price has increased this much in last one year

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Gold price has increased this much in last one year from Personal Finance News-Wealth-Economic Times https://ift.tt/ozKRZhq via IFTTT

Brace for increased volatility in oil and gas stocks: 5 stocks with up to 22% upside potential

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Global headwinds and uneven price dynamics to impact near-term performance of companies. from Personal Finance News-Wealth-Economic Times https://ift.tt/wYCf1aH via IFTTT

How to register nominee for your SBI savings account, FD, locker

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How to register nominee for your SBI savings account, FD, locker from Personal Finance News-Wealth-Economic Times https://ift.tt/quMrAje via IFTTT

Bank of Baroda hikes FCNR deposit interest rates: Check latest rates

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The Bank of Baroda has revised the interest rates on Foreign Currency Non-resident Deposits - FCNR (B). from Personal Finance News-Wealth-Economic Times https://ift.tt/hbqOgU8 via IFTTT

5 banks that offer FD interest rates of 8.5-9% for senior citizens

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Despite the fact that most banks, even well-known institutions, have increased their fixed deposit interest rates, they still fall short of the rates provided by small finance banks. from Personal Finance News-Wealth-Economic Times https://ift.tt/VnQ6Nw3 via IFTTT

Documents required to apply for a forex card

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Documents required to apply for a forex card from Personal Finance News-Wealth-Economic Times https://ift.tt/owhHG6O via IFTTT

Axis Bank hikes interest rates on loans: EMIs to increase further

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With effect from November 18, 2022, Axis Bank has raised its marginal cost of funds-based lending rate (MCLR) across all tenors by 10 basis points (bps). from Personal Finance News-Wealth-Economic Times https://ift.tt/Umfc5kP via IFTTT

How SBI pensioners can get pension slip on Whatsapp

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How SBI pensioners can get pension slip on Whatsapp from Personal Finance News-Wealth-Economic Times https://ift.tt/NaB4Zrt via IFTTT

Senior citizens can earn up to 9% interest rate on this bank's FDs

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This is the bank's second rate hike in November, allowing customers to earn a higher rate of return. from Personal Finance News-Wealth-Economic Times https://ift.tt/wretLBk via IFTTT

Jeevan Pramaan: How pensioner can check the status of digital life certificate

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Note that Aadhaar number or VID is a must for generating/obtaining the JeevanPramaan i.e Digital Life Certificate.​​ from Personal Finance News-Wealth-Economic Times https://ift.tt/kjmR8Lw via IFTTT