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Showing posts from July, 2022

How to survive a recession: Follow these 10 money rules

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Our job, our income, our debt, our assets, our expenses and the well being of our household are matters of our concern that need us to take action. from Personal Finance News-Wealth-Economic Times https://ift.tt/kr4H3dR via IFTTT

How to register complaints under the NPS

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The subscriber can register the complaint on the complaint redressal system available online. Another way of registering a complaint is by calling the NPS CRA call centre. from Personal Finance News-Wealth-Economic Times https://ift.tt/UPV0X39 via IFTTT

Silver, gold, platinum prices: Check price trends for week ending July 28, 2022

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Here’s a weekly tracker of returns from such investments. But don’t compare these with returns from traditional investments since the proportion and purpose of alternative investments is vastly different. from Personal Finance News-Wealth-Economic Times https://ift.tt/jp1AoFG via IFTTT

MF portfolio doctor: Srivastava should set up emergency fund for unexpected expenses

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The advice given is based on the performance of the funds, the risk profile of the investor as well as his financial goals. from Personal Finance News-Wealth-Economic Times https://ift.tt/XTfnRGJ via IFTTT

What equity investors must do to avoid losing money in the stock market

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If you are doing your own research and investing in smaller companies then you need to know how to look after yourself. In larger companies, people misjudge the business and the valuations. from Personal Finance News-Wealth-Economic Times https://ift.tt/n4fTv2d via IFTTT

HDFC hikes lending rate by 25 bps; home loan to be costlier

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​​​The rate hike comes ahead of the RBI's Monetary Policy Committee (MPC) meeting later next week. It is widely expected that MPC would hike interest rates to tame high inflation. from Personal Finance News-Wealth-Economic Times https://ift.tt/N0MnpvZ via IFTTT

Shivalik Small Finance Bank revises FD, savings account interest rates

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Shivalik Small Finance Bank (SFB) has increased the interest rate on fixed deposits. According to the bank's website, the new rates will go into effect on July 27, 2022. from Personal Finance News-Wealth-Economic Times https://ift.tt/XvKRj2C via IFTTT

Banks offering lowest interest rates on personal loan

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A personal loan is also referred to as an unsecured loan because no collateral is required. A personal loan is a type of financial product that enables you to access money for a variety of purposes. from Personal Finance News-Wealth-Economic Times https://ift.tt/X92tGrL via IFTTT

Income tax returns hit 4 crore, 68% of Dec 31 tally; no July 31 deadline extension

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"The pace of filing has picked up, we received three lakh returns during an hour on Thursday," a tax officer told TOI, while insisting that there is no discussion at the moment to extend the July 31 deadline. from Personal Finance News-Wealth-Economic Times https://ift.tt/R19hKCf via IFTTT

Earn 10-12% return on this P2P debt product by LenDenClub: Should you invest?

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The new product, launched on a P2P platform, mandates the minimum number of borrowers to which the investing lender’s money need to be diversified is 100. from Personal Finance News-Wealth-Economic Times https://ift.tt/HaG97nV via IFTTT

How to use SBI WhatsApp banking

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10 Best small payday loans with no credit check and cash advance

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A small payday loan is a fast and easy way to get cash advance when you have an emergency bill. Are you still worried about the poor credit history? Learn more about our 10 best small payday loans with no credit check in this article. from Personal Finance News-Wealth-Economic Times https://ift.tt/TBH0fRN via IFTTT

How to make your teen financially literate

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Do all senior citizens have to file ITR this year?

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Do all senior citizens have to file ITR this year? from Personal Finance News-Wealth-Economic Times https://ift.tt/0HVOLYS via IFTTT

Started investing in stock market in last 2 years? 8 lessons you must learn from previous corrections

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Every correction or crash has a new lesson for investors, one they should be ready to take in their stride. Here are the 8 lessons that new equity investors must learn for better investment management in future. from Personal Finance News-Wealth-Economic Times https://ift.tt/IRV4mix via IFTTT

Utkarsh Small Finance Bank revises FD interest rates; this tenure to earn 7.25% now

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The bank currently provides interest rates for regular residents ranging from 4% to 7.25 percent for terms ranging from 7 days to 20 years. from Personal Finance News-Wealth-Economic Times https://ift.tt/1SoPLdO via IFTTT

HRA tax exemption: Documents to submit, who can claim and when

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HRA tax exemption: Documents to submit, who can claim and when from Personal Finance News-Wealth-Economic Times https://ift.tt/ELfYPxK via IFTTT

No Form 16, TDS certificates? You can file ITR using Form 26AS, AIS

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No Form 16, TDS certificates? You can file ITR using Form 26AS, AIS from Personal Finance News-Wealth-Economic Times https://ift.tt/6DlQS0a via IFTTT

ICICI Lombard offers motor cover linked to driving

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The Motor Floater offer for its customers is in line with the recent announcement by regulator Irdai. It will enable those individuals owning multiple vehicles to ensure their vehicles, including cars and two-wheelers, are under one policy with a single renewal date and a comprehensive cover. from Personal Finance News-Wealth-Economic Times https://ift.tt/dJ4yZYv via IFTTT

Average cost of studying in Australia vs UK vs Canada and how to meet it

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From tuition fees to laundry, from housing to internet, realistically accounting for all aspects of life abroad helps maintain financial stability and peace of mind. from Personal Finance News-Wealth-Economic Times https://ift.tt/iO26YuH via IFTTT

ITR filing: Steps to correct errors in Annual Information Statement (AIS)

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ITR filing: Steps to correct errors in Annual Information Statement (AIS) from Personal Finance News-Wealth-Economic Times https://ift.tt/zO74kXd via IFTTT

Penalty for missing ITR filing deadline

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Penalty for missing ITR filing deadline from Personal Finance News-Wealth-Economic Times https://ift.tt/UA7GhlM via IFTTT

Safeguard your net banking account against fraud

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Phishing attacks, spyware, and spam are some of the most common forms of digital banking frauds aimed at obtaining the personal account details of customers to illegally withdraw funds or transfer money into another bank account. To safeguard its customers’ banking account details and protect them from falling for scams by cyber criminals, Indian banking major State Bank of India (SBI) frequently advises users on how to stay vigilant against such attacks and detect them. Here’s one such example of a message sent by fraudsters with a link that may seem genuine but is meant to trick you into sharing your personal details. from Personal Finance News-Wealth-Economic Times https://ift.tt/jCcLITb via IFTTT

Protect yourself from digital banking fraud

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Scams and frauds are everywhere and while we may be quick to protect ourselves against physical frauds, online frauds, particularly digital banking frauds, are hard to detect. To help protect its customers from such scams, Indian banking major State Bank of India (SBI) regularly issues warnings and guidelines about various types of digital banking frauds. The bank alerts its customers through various modes of communication such as messages, email, and tweets. from Personal Finance News-Wealth-Economic Times https://ift.tt/yEHqFsU via IFTTT

Recharging mobile to cost more on Paytm, PhonePe as they start levying platform fee

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If you are habitual of doing mobile recharge via Paytm and PhonePe app, then get ready to shell out more. This is because these payment apps have started levying 'platform fee' for doing the transactions on these apps. Read on to know how much you will be charged for doing financial transactions on this platform. from Personal Finance News-Wealth-Economic Times https://ift.tt/XtC2u6E via IFTTT

Savings account interest rate: These small finance banks offer interest rates up to 7%

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Small Finance Banks are a new form of bank established by the RBI with the help of the Indian government to promote financial inclusion by primarily offering basic banking services to underserved and underrepresented populations. from Personal Finance News-Wealth-Economic Times https://ift.tt/OmntFls via IFTTT

Want to invest in REITs? Here's how you will be taxed

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Want to invest in REITs? Here's how you will be taxed from Personal Finance News-Wealth-Economic Times https://ift.tt/KfmuDS4 via IFTTT

You're losing money by investing in these instruments during times of high inflation

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Difference between Annual Information Statement and Form 26AS

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Difference between Annual Information Statement and Form 26AS from Personal Finance News-Wealth-Economic Times https://ift.tt/JxjShET via IFTTT

Kotak Mahindra Bank hikes FD interest rate for this tenor

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With effect from July 26, 2022, Kotak Mahindra Bank raised the interest rate on one specific term of fixed deposits (for sums under Rs 2 crore). from Personal Finance News-Wealth-Economic Times https://ift.tt/UJIAM4L via IFTTT

Investing in REITs: How to invest, taxation, how to redeem

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An investor can purchase even one share of REITs at their listed price and can sell on the exchange at the prevalent market price. from Personal Finance News-Wealth-Economic Times https://ift.tt/ta0b1YX via IFTTT

I am a Muslim woman. What can I do to ensure my sons from previous marriage remain my heirs?

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Does my husband have a claim over my property? What measures can I take to ensure that my sons remain my heirs, but my own safety is also assured? from Personal Finance News-Wealth-Economic Times https://ift.tt/JTGVgSP via IFTTT

4 ways to make your teen financially accountable

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For a parent, it is imperative to rein in the heedless spending and inculcate accountability in the child. Here are some simple measures and strategies that can work to discipline your teenager’s money usage and habits. from Personal Finance News-Wealth-Economic Times https://ift.tt/9hmKwlU via IFTTT

More companies giving parents health insurance. Avg sum insured in group covers hiked to Rs 5 lakh per family

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Including parental covers in group health insurance comes with several advantages such as no age bar for parents, no pre-medical check-ups required, coverage is applicable from day one and it covers pre-existing diseases among others. from Personal Finance News-Wealth-Economic Times https://ift.tt/Lk64V5x via IFTTT

Minors investing in equity stocks: 5 things to know

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Minors cannot buy stocks. Instead, the guardian can either transfer existing stocks in their demat account or buy stocks and transfer them into the minor’s account. from Personal Finance News-Wealth-Economic Times https://ift.tt/pylWJnQ via IFTTT

4 best credit cards for this year's holiday season

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4 best credit cards for this year's holiday season from Personal Finance News-Wealth-Economic Times https://ift.tt/l0xeRpL via IFTTT

IDFC First Bank revises savings account interest rates

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IDFC First Bank has updated its savings account interest rates, effective July 20, 2022. IDFC First Bank customers will see their savings account interest computed in a progressive manner. from Personal Finance News-Wealth-Economic Times https://ift.tt/6zkOy95 via IFTTT

No plan to extend deadline for filing income tax returns: Revenue Secretary

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"People thought the routine now is that dates will be extended. So they were a little slow in filling the returns initially but now on a daily basis, we are getting between 15 lakhs to 18 lakh returns. This will slightly go up to 25 lakh to 30 lakh returns," he told PTI. from Personal Finance News-Wealth-Economic Times https://ift.tt/CrVu0Fl via IFTTT

Find closest Aadhaar Seva Kendra via Bhuvan Aadhaar

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How to use Aadhaar face authentication app to download digital life certificate

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How to use Aadhaar face authentication app to download digital life certificate from Personal Finance News-Wealth-Economic Times https://ift.tt/EmPSJUg via IFTTT

These banks offer inflation beating FD returns

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These banks offer inflation beating FD returns from Personal Finance News-Wealth-Economic Times https://ift.tt/8O9vlwW via IFTTT

India Post parcel tracking and grievance redressal services will not be available for these days

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India Post customers can submit grievances and status updates. The India Post portal will not, however, offer tracking or grievance redressal services due to the scheduled upgrade activity. from Personal Finance News-Wealth-Economic Times https://ift.tt/EKlHvi8 via IFTTT

Study abroad: 4 ways to safeguard your foreign education budget from falling rupee

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Students can hedge the currency fall by carefully considering various options and choosing the right instrument considering their budget constraints, date of travel and duration of their stay abroad. from Personal Finance News-Wealth-Economic Times https://ift.tt/XY09QW3 via IFTTT

Know the maximum investment in VPF for tax free interest on EPF account

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If an individual is covered Employees' Provident Fund (EPF), then every month same is deducted from his/her salary. To make an additional contribution to the EPF account, one can do so via Voluntary Provident Fund (VPF). However, do note that if the contributions via EPF and VPF exceed Rs 2.5 lakh in a year, then the interest earned on it will become taxable. from Personal Finance News-Wealth-Economic Times https://ift.tt/zhIRn3i via IFTTT

Used car loan interest rate: SBI vs ICICI vs PNB

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Used car loan interest rate can be repaid the loan during the course of the loan in equal monthly instalments (EMIs). Here are the interest rates SBI, PNB, and ICICI Bank are offering for user cars. from Personal Finance News-Wealth-Economic Times https://ift.tt/XOjcoqU via IFTTT

Top 10 emergency loans for bad credit

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When you’re hit with unexpected expenses, a fast cash loan can enable you to weather the storm. Here’s how, and where, to get one. from Personal Finance News-Wealth-Economic Times https://ift.tt/d53W9sw via IFTTT

How to save tax on HRA under old regime

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What you should know about TDS on mutual fund investments

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What you should know about TDS on mutual fund investments from Personal Finance News-Wealth-Economic Times https://ift.tt/3Libg6j via IFTTT

Who has to file ITR? Check these 9 points

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Who has to file ITR? Check these 9 points from Personal Finance News-Wealth-Economic Times https://ift.tt/SCrztV3 via IFTTT

Inflation-beating FD returns: These banks offer senior citizens FD interest rates above 7%

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While fixed deposit interest rates being at decade-low levels, banks have gradually begun to raise FD interest rates as a result of the RBI hiking key interest rates. from Personal Finance News-Wealth-Economic Times https://ift.tt/3HtWEba via IFTTT