Posts

Showing posts from December, 2021

PPF, NSC, other post office schemes interest rates remain unchanged for March 31, 2022 quarter

Image
What this means is that for the quarter ending March 31, 2022, investors in small savings schemes like the Public Provident Fund (PPF) and Sukanya Samriddhi Yojana (SSY) will continue to earn the same interest rate as they were earning during the quarter ending December 31, 2021. from Personal Finance News-Wealth-Economic Times https://ift.tt/3sJt2ZF via IFTTT

Deadline to submit annual life certificate for pension extended to Feb 28, 2022

Image
This is the second time the government has extended the deadline first from the usual deadline of November 30 every year to December 31, 2021and now to February 28, 2022. from Personal Finance News-Wealth-Economic Times https://ift.tt/3mHsFuL via IFTTT

No plan to extend ITR filing deadline, income tax portal working smoothly : Revenue Secretary

Image
"Had there been more than 1 crore ITR to be filed there might be a case for extension for ITR filing deadline. So, there is absolutely no proposal to extend the ITR filing date. I hope through this message the other people also file their returns," said Bajaj. from Personal Finance News-Wealth-Economic Times https://ift.tt/3413oW0 via IFTTT

How to Have a Peaceful Mind: Nine Easy Practices

Have you ever wondered how to have a peaceful mind? We all have. In fact, we all say we want to be happy and find inner peace. But it is hard to do and at times seems impossible to achieve for longer than a few fleeting moments. As if on a looped tape, regrets about… The post How to Have a Peaceful Mind: Nine Easy Practices appeared first on Love in 90 Days . Love in 90 Days - Dating Tips, Relationship Advice from Love in 90 Days https://ift.tt/3FK0V0m via IFTTT

How to apply for SBI credit card online

Image
Your credit card eligibility is determined by a number of factors that can be evaluated once you apply for an SBI Credit Card. from Personal Finance News-Wealth-Economic Times https://ift.tt/32zOOo8 via IFTTT

RBI extends deadline for KYC in bank accounts till March 31, 2022

Image
The relaxation in KYC compliance was given so that no restriction was placed on bank accounts related to cash deposits, withdrawals etc. from Personal Finance News-Wealth-Economic Times https://ift.tt/3sRIT8u via IFTTT

Link UAN with Aadhaar by Dec 31 else EPF account contributions will stop: Here's how to link

Image
The UAN deadline has been extended several times. Initially, UAN-Aadhaar linking was to be done May 31, 2021. However, this was extended twice again - first to August 31, 2021 and then to November 30, 2021. Now this deadline has been extended to December 31, 2021. from Personal Finance News-Wealth-Economic Times https://ift.tt/3JqGveR via IFTTT

You can file EPF e-nomination after Dec 31 too

Image
The Employees' Provident Fund Organisation (EPFO) has said that members can e-file nomination for their EPF accounts beyond December 31, 2021. from Personal Finance News-Wealth-Economic Times https://ift.tt/3EErWRp via IFTTT

10 Love Affirmations to Attract Your Soulmate in 2022

Love affirmations tend to program the brain to anticipate, envision and create lasting love in your life. Just focusing on your personal love affirmations for a few minutes each day can make a huge difference!  Your thoughts will shift in the direction of more optimistic perceptions, judgements and actions. In turn, this tends to prevent… The post 10 Love Affirmations to Attract Your Soulmate in 2022 appeared first on Love in 90 Days . Love in 90 Days - Dating Tips, Relationship Advice from Love in 90 Days https://ift.tt/32IZbWm via IFTTT

Some lenders are offering low fixed rate car, personal loans: Here's why this is good deal now

Image
A rise in base rate indicates that the falling interest rate trend is finally reversing and going forward we may see a few more hikes in interest rates. from Personal Finance News-Wealth-Economic Times https://ift.tt/32HtoVY via IFTTT

Insurer can't repudiate claim by citing existing medical condition: SC

Image
The proposer is presumed to know all the facts and circumstances concerning the proposed insurance, it added. While the proposer can only disclose what is known to him, the proposer's duty of disclosure is not confined to his actual knowledge, it also extends to those material facts which, in the ordinary course of business, he ought to know, the court said. from Personal Finance News-Wealth-Economic Times https://ift.tt/3pDe2e9 via IFTTT

From higher ATM charges to new bank locker rules: 5 money-related changes that will kick in from Jan 1

Image
Here is a look at five changes that will come into effect from January 1, 2022. from Personal Finance News-Wealth-Economic Times https://ift.tt/3EzHHco via IFTTT

From BNPL schemes, gold hallmarking to new auto debit mandate: 11 personal finance changes, trends seen in 2021

Image
Here is a look at major trends and changes that impacted our personal finances in 2021. from Personal Finance News-Wealth-Economic Times https://ift.tt/32zoDgZ via IFTTT

How to identify fake PAN card

Image
It is important to note that each person should only have one PAN card, and obtaining or possessing more than one PAN card is illegal and can result in a fine of up to Rs 10,000, as per tax laws. from Personal Finance News-Wealth-Economic Times https://ift.tt/3pwVzQ6 via IFTTT

Education loan: How to choose a lender to fund studies abroad

Image
The coverage of the loan is an important factor as some lenders cover the complete cost of education, while some lenders cover only a part of it from Personal Finance News-Wealth-Economic Times https://ift.tt/3Jo7XKu via IFTTT

Axis Bluechip mutual fund review: Superior risk-return profile

Image
This large-cap fund maintains a strict bias towards quality which sees it run a highly compact portfolio, almost packed with bluechip names. from Personal Finance News-Wealth-Economic Times https://ift.tt/3H8zVYo via IFTTT

How gold, silver, platinum performed for week ending December 23, 2021

Image
Don’t compare these with returns from traditional investments since the proportion and purpose of alternative investments is vastly different. from Personal Finance News-Wealth-Economic Times https://ift.tt/3H4Z3zs via IFTTT

Many can't face their personal finance reality, here are 5 ways to help them tackle financial denial

Image
People don’t always solve their financial problems head on. Denial is the comfort the brain offers to deal with small setbacks. But many extend that soothing balm to deep rooted problems. Ignoring one’s financial distress won’t make it go away. A solution can be found. from Personal Finance News-Wealth-Economic Times https://ift.tt/3JkAEYA via IFTTT

Family finance: This Mumbai-based couple can meet their financial goals with ease

Image
Financial Planner Pankaaj Maalde suggests that the couple first reduce the balance tenure of their home loan to 17 years and end the loan before they reach retirement. from Personal Finance News-Wealth-Economic Times https://ift.tt/340ICWE via IFTTT

Will cryptocurrency market be volatile in 2022? What investors can expect, basic rules to follow

Image
Analysts say as blockchain technology attains wider usage, this stance will only isolate China from the rest of the world. In India, the government has worked on a legislation to regulate use and trading of cryptocurrencies. from Personal Finance News-Wealth-Economic Times https://ift.tt/3puujSD via IFTTT

How to add beneficiary in your HDFC Bank account through net banking

Image
To make any fund transfer from your account via net banking, including via IMPS and NEFT, HDFC Bank asks you to add the beneficiary's account from Personal Finance News-Wealth-Economic Times https://ift.tt/3yXlG5O via IFTTT

How to apply for duplicate LIC policy bond

Image
If a policy bond is partially destroyed due to natural disasters such as fire or flood, the remaining portion can be returned to LIC as proof of loss of insurance policy when filing for a duplicate policy document. from Personal Finance News-Wealth-Economic Times https://ift.tt/3swI58U via IFTTT

How to add beneficiary in SBI net banking for fund transfer

Image
Only after the new beneficiary has been activated in the system can you begin transferring funds to them. from Personal Finance News-Wealth-Economic Times https://ift.tt/3Fxv9Ug via IFTTT

How Do I Get My Husband Interested in Me Sexually?

Have you been wondering: How do I get my husband interested in me sexually? Well, you’re not alone. Most couples after a few years together find that their sex life has become less frequent and even boring. But there is hope. As our coaching clients Simone & Jordan discovered. How Do I Get My Husband… The post How Do I Get My Husband Interested in Me Sexually? appeared first on Love in 90 Days . Love in 90 Days - Dating Tips, Relationship Advice from Love in 90 Days https://ift.tt/3JdpdSi via IFTTT

How to create additional UPI ID in Google Pay

Image
UPI is now the most preferred payment gateway as the system can integrate multiple bank accounts in a single mobile application. from Personal Finance News-Wealth-Economic Times https://ift.tt/3Jo6IuK via IFTTT

Insurers to up term policy rates for the second time in FY 2022

Image
Top private life insurers are revising term insurance rates by the fourth quarter. According to industry officials, reinsurers have taken a tough stance with the new Omicron variant adding to the uncertainty. from Personal Finance News-Wealth-Economic Times https://ift.tt/3FpB8dp via IFTTT

How SBI Card users can increase their credit card limit

Image
If you are an SBI Card user, then here's how you can check if you are eligible for a pre-approved credit limit increase. And if you are not eligible, here is what you need to do to increase your credit card limit. from Personal Finance News-Wealth-Economic Times https://ift.tt/30Qwo1s via IFTTT

How to open Aadhaar-based eNPS NRI Account?

Image
Here is a look at how an NRI can open an Aadhaar-based e-NPS account, according to the FAQs on e-NPS for NRIs published by the Pension Fund Regulatory and Development Authority (PFRDA). from Personal Finance News-Wealth-Economic Times https://ift.tt/32r4MAm via IFTTT

How to change nominee in LIC policy?

Image
Remember, only buying an insurance policy won't serve the purpose unless you nominate your family members/related person to receive policy proceeds/sum insured in case of your demise. from Personal Finance News-Wealth-Economic Times https://ift.tt/3efH8tn via IFTTT

From ITR filing to submitting annual life certificate: 4 personal finance tasks to complete before December 31

Image
Here are four personal finance deadlines to keep in mind and complete before December 31. from Personal Finance News-Wealth-Economic Times https://ift.tt/3yOSFt0 via IFTTT

Smart use of home loan can deliver best tax saving at the lowest cost

Image
The tax saving that is offered on home loan interest payment under section 24b does not have any replacement and you can use this tax saving only when you are paying interest on a home loan. from Personal Finance News-Wealth-Economic Times https://ift.tt/3ebJ1r8 via IFTTT

How to Find Your Soulmate in 2022

Are you wondering how to find your soulmate in 2022? In spite of ongoing covid-19 scares like the Omicron variant?  And the failing effectiveness of the vaccines? In the face of lockdowns?  The reality is, you can! After experiencing all the loneliness, isolation and fear of the pandemic, singles have come to value lasting love… The post How to Find Your Soulmate in 2022 appeared first on Love in 90 Days . Love in 90 Days - Dating Tips, Relationship Advice from Love in 90 Days https://ift.tt/3qid9qa via IFTTT

These banks are offering home loans below 7% interest rate

Image
Union Bank of India’s repo-rate linked home loan starts from a minimum of 6.4%. SBI Term Loan starts from 6.65% and HDFC Bank’s home loan starts from 6.95%. from Personal Finance News-Wealth-Economic Times https://ift.tt/30JNtKq via IFTTT

BSE realty index has gained 73% over past year: Are real estate stocks set for a multi-year uptick?

Image
The residential property segment has turned a corner from last year’s pummeling during the pandemic. Analysts are convinced this marks the backdrop for a secular upturn for the realty sector. from Personal Finance News-Wealth-Economic Times https://ift.tt/3E9Pr4n via IFTTT

Why Ashok Leyland’s recent underperformance has made it this week's stock pick

Image
Ashok Leyland has improved its market share in LCV segment thanks to ‘Bada Dost’ and its market share reached a record high of 23% in the second quarter. Ashok Leyland’s recent underperformance and the resultant fall in valuation is another reason why analysts are getting attracted to this counter now. from Personal Finance News-Wealth-Economic Times https://ift.tt/32bV59l via IFTTT

Invesco India Mid Cap mutual fund review: Healthy long-term track record, superior downside performance

Image
This mid-cap fund retains a sizeable presence in large and small caps apart from its core theme. The fund’s preference is for scalable niche businesses with strong cash flows, a healthy balance sheet and a management pedigree. from Personal Finance News-Wealth-Economic Times https://ift.tt/3Edrppo via IFTTT

Can my in-laws legally stop me from entering their home if my husband is not around?

Image
According to a Supreme Court ruling in 2020, a woman has every right to stay in her in-laws’ house and cannot be thrown out even if the house is owned by the parents-in-law. from Personal Finance News-Wealth-Economic Times https://ift.tt/3J69ftp via IFTTT

Mutual fund schemes that are tax-efficient, low effort for a new investor

Image
Some types of mutual funds are especially suited for investors who are starting off, or who want something simple. Moreover, starter funds are actually not just starter funds, but simple funds. from Personal Finance News-Wealth-Economic Times https://ift.tt/3ee7E6h via IFTTT

What is Potential Risk Class Matrix of debt mutual funds?

Image
Credit risk is measure using the weighted credit risk value of each instrument according to credit rating and is classified into 3 buckets. from Personal Finance News-Wealth-Economic Times https://ift.tt/3p9Kpk5 via IFTTT

8 ways to spend your money without feeling any guilt

Image
Many of us have made it a virtue to be frugal penny counters who do not enjoy spending. Inability to spend even when there is adequate wealth, and to use that wealth when there is an abundance of choice is a common syndrome. What can we do to get ourselves out of this trap? from Personal Finance News-Wealth-Economic Times https://ift.tt/3yJm1Je via IFTTT

Money & relationships: 5 spending habits of your partner that can be red flags

Image
Before getting married it is important to know behavioural compatibility, job and earning potential, and family background, among others. Should the earning discrepancy and spending habits of your potential partner serve as a red flag? from Personal Finance News-Wealth-Economic Times https://ift.tt/3mkoh4L via IFTTT

How gold, silver, platinum performed for week ending December 16, 2021

Image
Since the US Fed's signal of faster tapering and 3 rate hikes in 2022 was on expected lines, gold remained stable during the week. from Personal Finance News-Wealth-Economic Times https://ift.tt/3J1kqTX via IFTTT

Are you a good boss? 6 questions that can help you an answer

Image
As a boss, you are not only judged by the team but also by the superiors. Even as you are assessed on the team’s performance, you have to deal with a varied group of people with their own set of quirks. So how do you navigate this treacherous territory? from Personal Finance News-Wealth-Economic Times https://ift.tt/3yHijzQ via IFTTT

What Men Really Want From You: Five Laws of Attraction

Watch the video as I share my first-hand insights into what men really want from you. Then read on below for the five laws of attraction. So, as I said in the video, what men really want from you has little to do with your waist-hip ratio, your looks, or even what underwear you’re wearing.… The post What Men Really Want From You: Five Laws of Attraction appeared first on Love in 90 Days . Love in 90 Days - Dating Tips, Relationship Advice from Love in 90 Days https://ift.tt/3GWCbSL via IFTTT

These banks are offering more than 6% interest rate on these types of savings accounts

Image
Here is a look at the interest rates offered by the small finance banks on their savings accounts. from Personal Finance News-Wealth-Economic Times https://ift.tt/3q7sJVE via IFTTT

Either type out your 16 digit card number or tokenise it to pay online from Jan 1, 2022

Image
Banks and other payment companies are asking their customer to either opt for tokenising their card details or type out full details each time you make an online transaction. from Personal Finance News-Wealth-Economic Times https://ift.tt/3E4mGWM via IFTTT

Transferred money to wrong bank account? Here's how to get your money back

Image
Inform your bank immediately that you have transferred the money to the wrong beneficiary account, call the customer care number. from Personal Finance News-Wealth-Economic Times https://ift.tt/3F6vjS2 via IFTTT

Building High Value Self-Confidence Over 40: The Most Powerful Hack I Know

In this post and video below I will show you how you can start building high value self-confidence over 40. Perhaps you’ve been through a broken marriage or two. Perhaps you’re a single mom struggling with children and career. By now, life has dealt you some blows that have hurt your self-esteem. In that case,… The post Building High Value Self-Confidence Over 40: The Most Powerful Hack I Know appeared first on Love in 90 Days . Love in 90 Days - Dating Tips, Relationship Advice from Love in 90 Days https://ift.tt/3F6e7we via IFTTT

Listed NCDs yielding more than 9% with AAA rating

Image
An NCD refers to a debt instrument issued by a corporation including NBFCs to raise money with an initial maturity of up to one year and issued through private placement. from Personal Finance News-Wealth-Economic Times https://ift.tt/3yuwUie via IFTTT

Be kind to your 60-year-old self! Start planning for your retirement right now

Image
The HDFC Life Pension Guaranteed Plan is a single premium annuity product that provides a regular guaranteed income for life. This offering has a single premium non-participating and non linked annuity plan for a lifelong regular income. from Personal Finance News-Wealth-Economic Times https://ift.tt/3dUpkUD via IFTTT

SBI base rate hike: Is this the start of the end of low interest rate regime?

Image
This base rate hike is unlikely to remain limited to base rate only as we may soon see other benchmark rates like MCLR and external benchmark being hiked as well going forward. SBI being the market leader, other banks are likely to follow suit and raise their lending rates in coming days. from Personal Finance News-Wealth-Economic Times https://ift.tt/3IReWet via IFTTT

Why you should link your India Post Payments Bank account with India Post savings account?

Image
To link an individual POSA account to an IPPB savings account, the customer must have an active POSA account. from Personal Finance News-Wealth-Economic Times https://ift.tt/3e1eDzm via IFTTT

SBI hikes base rate, interest rates of certain FDs: Check details

Image
The Reserve Bank of India sets the minimum rate of interest, which all banks use as their standard rate. Banks are not allowed to lend at a rate lower than the central bank's predetermined base rate. from Personal Finance News-Wealth-Economic Times https://ift.tt/325RvNQ via IFTTT

Looking to make quick gains from IPO listings? Be careful as you may often end up making a loss

Image
Driven by liquidity and bullish sentiment, scores of investors are looking at IPOs as an opportunity to make quick listing gains. So much so that they are opening demat accounts for their parents and relatives to maximise the 'opportunity' considering retail investors have an investment cap of Rs 2 lakh for each IPO. from Personal Finance News-Wealth-Economic Times https://ift.tt/3dXfC3G via IFTTT

Habits of a High Value Woman

Habits of a  High Value Woman How do you become a self-confident high value woman in relationships? By cultivating the three powerful habits of a high value woman! And in this post I’ll show you how.  First, a high value woman appreciates her own abilities or qualities.  This is the kind of self-confidence that makes… The post Habits of a High Value Woman appeared first on Love in 90 Days . Love in 90 Days - Dating Tips, Relationship Advice from Love in 90 Days https://ift.tt/3q3ipOF via IFTTT

How policyholders can login to LIC online portal?

Image
In addition to policies of your own, you can register policies for your minor children. As soon as the children become majors, a new user ID must be generated for them to access e-services related to their policies. from Personal Finance News-Wealth-Economic Times https://ift.tt/3EWprLi via IFTTT

Contribution charges for NPS investments via physical outlets revised by PFRDA

Image
PFRDA, the pension fund regulatory body, has put an upper limit on the maximum amount that POP can charge from the subscriber at the time of making contributions to the NPS account. from Personal Finance News-Wealth-Economic Times https://ift.tt/3oSecxH via IFTTT