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Income tax slabs in India for fy 2023-24 from Personal Finance News-Wealth-Economic Times https://ift.tt/YRquFQr via IFTTT

Today, February 1, is the day when Finance Minister Nirmala Sitharaman will announce the budget proposals for the financial year 2023-24 (starting from April 1, 2023). Like every budget, there is a hope that there will be income tax changes that will be beneficial to the salaried individuals. Will their wish get fulfilled this year. from Personal Finance News-Wealth-Economic Times https://ift.tt/1697YX2 via IFTTT

2023 Economic Survey: 7 key achievements of Aadhaar from Personal Finance News-Wealth-Economic Times https://ift.tt/IjyWG54 via IFTTT

There are various ways by which an Aadhaar has impacted the daily lives of citizens. The Economic Survey 2023 has mentioned some as follows: from Personal Finance News-Wealth-Economic Times https://ift.tt/H2nFfDZ via IFTTT

Further, income support to farmers through the Pradhan Mantri Kisan Samman Nidhi (PM-KISAN) and the promotion of allied activities has led to diversification in sources of farmers’ income, improving their resilience to weather shocks from Personal Finance News-Wealth-Economic Times https://ift.tt/x138wtz via IFTTT

10 ways Budget 2023 can make your personal finances better from Personal Finance News-Wealth-Economic Times https://ift.tt/nkC4igB via IFTTT

Some financial institutions and companies even highlight a whopping "annualised effective yield" while advertising their fixed deposits. For instance, a popular small private sector bank is offering an annualized yield of 12.35 per cent for its ten-year fixed deposits. While a 12.35 per cent yield on a fixed deposit is a stellar deal, will you actually get that much return at the end of maturity? from Personal Finance News-Wealth-Economic Times https://ift.tt/OrGjCMu via IFTTT

The interest rate is revised every quarter by the government of India. The lock in period of the National Savings Certificate is five years and for this quarter it earns an interest of 7%. from Personal Finance News-Wealth-Economic Times https://ift.tt/sRzEhI2 via IFTTT

Tomorrow, on February 1, 2023, Budget will be presented by the Finance Minister Nirmala Sitharaman for upcoming financial year 2023-24. There are media reports that the government may make some changes in new tax regime to make it more attractive for the individual taxpayers. However, if changes are announced in the new tax regime, then what will happen to the old tax regime. from Personal Finance News-Wealth-Economic Times https://ift.tt/EV1W4qM via IFTTT

State Bank of India (SBI) customers can avail concession on home loans up to 40 bps lower than the actual rate. The rates are offered only during the campaign valid up to March 31, 2023. from Personal Finance News-Wealth-Economic Times https://ift.tt/7WPel2E via IFTTT

NBFCs are not protected by the Deposit Insurance and Credit Guarantee Corporation (DICGC), which is not in case of bank fixed deposits as they are covered under DICGC for amounts up to Rs 5 lakh. from Personal Finance News-Wealth-Economic Times https://ift.tt/upwT7qR via IFTTT

You don't need your Debit card to register for UPI. You can activate using Aadhaar-based one-time password (OTP) authentication. from Personal Finance News-Wealth-Economic Times https://ift.tt/PaVEuIj via IFTTT

The new savings account interest rates of the bank are effective from January 28, 2023. Savings account interest rate varies between 2.25% to 5.25% depending on the savings account balance. from Personal Finance News-Wealth-Economic Times https://ift.tt/umb5ANa via IFTTT

Funds with diluted value bias have failed to make most of the current uptick. from Personal Finance News-Wealth-Economic Times https://ift.tt/y3gCYfv via IFTTT

Home loan, FD interest certificate to Form 16A: Download these 8 SBI e-certificates online from Personal Finance News-Wealth-Economic Times https://ift.tt/5Ha4kMb via IFTTT

This special voice-based premium payment tool makes it much easier for HDFC Life members to pay their premiums. from Personal Finance News-Wealth-Economic Times https://ift.tt/ywTOYG3 via IFTTT

CRED is a shopping platform that is hosting a Republic Day Sale. There are many discounts and offers available on the last day of the sale. Some of the top brands participating in the sale are The Bombay Shaving Company, Navvayd, Portronics, Zoff Foods, and more. from Personal Finance News-Wealth-Economic Times https://economictimes.indiatimes.com/wealth/spend/the-republic-of-cred-is-bigger-and-better-than-ever-grab-upto-75-off-on-emerging-homegrown-brands-on-the-last-day-of-the-sale-to-use/articleshow/97378297.cms via IFTTT

Depending on the account status, banks mark such accounts as dormant or inactive. As it's likely that you're not keeping an eye on your account, this is a precaution to protect your interests. from Personal Finance News-Wealth-Economic Times https://ift.tt/uFTCcjm via IFTTT

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PM Kisan 13 Instalment: How to do OTP based eKYC from Personal Finance News-Wealth-Economic Times https://ift.tt/iUpzLOs via IFTTT

While a large number of EPFO members, who were member on or after 1 September 2014, are still waiting for it to come out with the guideline for applying the higher pension as per Supreme Court judgement delivered on 4th November 2022, however the department has been so far coming out with circular related to a part of SC judgement which has impact on limited number of members. The current circular impacts those members who retired before September 1, 2014 and got higher pension despite not opting for higher pension as per-amended EPS 95. from Personal Finance News-Wealth-Economic Times https://ift.tt/N03HOEI via IFTTT

The current income tax provisions allow an individual taxpayers to claim exemption from having to pay capital gains tax from long term capital assets. However, there are certain challenges under section 54F of the Income-tax Act, that makes it difficult for individuals taxpayers to claim exemption. If these anomalies are removed or explicitly clarified then it will help individual taxpayers. from Personal Finance News-Wealth-Economic Times https://ift.tt/Nj6oAOs via IFTTT

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Banks will be closed in few states on the occasion of Lui-Ngai-Ni, Mahashivratri (Maha Vad-14)/Sivarathri, State Day and Loser, according to the RBI holiday list. from Personal Finance News-Wealth-Economic Times https://ift.tt/M93AhJI via IFTTT

HSBC informed its customers via email that it will levy processing fees on rent payments made using credit cards effective 25 January 2023 from Personal Finance News-Wealth-Economic Times https://ift.tt/PRl7g82 via IFTTT

The government has amended various provisions of the Income-tax Act to make it business-friendly for smal businesses and professionals. However, there are still provisions in the Income-tax Act, that needs amendments to keep up with the changing times. Here is what the government should consider rationalising certain income tax provisions for small business and professionals in Budget 2023. from Personal Finance News-Wealth-Economic Times https://ift.tt/4BtFTCz via IFTTT

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The interest will be calculated for the calendar month based on the account's lowest balance between the fifth day's close and the end of the month. At the end of each fiscal year, interest will be credited to the account. from Personal Finance News-Wealth-Economic Times https://ift.tt/MvT1UQ0 via IFTTT

There are only few banks that offer senior customers the best rates. Here is a quick comparison of PSU and private banks that offer senior citizen customers interest rates of 8% and above. from Personal Finance News-Wealth-Economic Times https://ift.tt/TMp0Li8 via IFTTT

The online gaming is in news due to various reasons. Budget 2022 announced to set up a task force committee to boost the domestic capacities and develop opportunity for the world. However, there are media reports that Budget 2023 may make some changes in the threshold for TDS on online gaming winnings. from Personal Finance News-Wealth-Economic Times https://ift.tt/awJi4Ge via IFTTT

As we enter the new year, it is important for all investors, new and seasoned, to have an understanding of the market trends to expect for the year ahead and the investment lessons to be learned from the previous year.To help investors understand how the market performed in 2022 – who were the winners and the losers, how the global macros impacted the Indian markets, the investment strategies that worked – and the top investment trends and economic and market landscape to expect in 2023, we bring together experts in the field for this especially curated session to share their outlook for the market for 2023 and unpack the investing lessons from 2022. The session will also break down important investment strategies that investors should be aware of, including the right asset allocation mix for investors of different risk appetite amidst a tough market environment and growing geopolitical unrest. from Personal Finance News-Wealth-Economic Times https://ift.tt/tKCUVjv via IFTTT

Union Budget 2023: An increase in the standard deduction may serve multiple purposes and provide much-needed relief to salaried taxpayers! from Personal Finance News-Wealth-Economic Times https://ift.tt/TnvxE7s via IFTTT

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Foreign students can open Non Resident Ordinary (NRO) Accounts in India. An NRO account can be opened for foreign students studying in India on the basis of their passports. from Personal Finance News-Wealth-Economic Times https://ift.tt/xM4nOdC via IFTTT

Phygital mode of investment in the stock market can be your cue to experiencing the world where the power of digital meets the expertise of physical touch, providing customer convenience and comfort from Personal Finance News-Wealth-Economic Times https://ift.tt/RDtmQNH via IFTTT

If you want to quit your job but are wary of the risk of starting your own venture, choose the middle path and join a franchising business. from Personal Finance News-Wealth-Economic Times https://economictimes.indiatimes.com/wealth/save/how-to-set-up-a-franchise-8-popular-franchise-businesses-under-rs-50-lakh/articleshow/97193753.cms via IFTTT

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Here is a look at some typical behaviours of investors and where it takes them and their money. from Personal Finance News-Wealth-Economic Times https://ift.tt/r6EnPXM via IFTTT

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LIC has launched LIC Jeevan Azad Plan (plan no. 188). As per the policy documents, the minimum basic sum assured under LIC Jeevan Azad is Rs 2 lakh while the maximum basic sum assured has been set at Rs 5 lakh. It is a limited period premium payment plan that offers financial support for the family in case of unfortunate death of the life assured during the policy term. from Personal Finance News-Wealth-Economic Times https://ift.tt/yLaAYGi via IFTTT

The government in Budget 2020 eased the taxation of Employees Stock Options or ESOPs. However, the current income tax laws concerning taxation of ESOPs at the time of allotment/ transfer of shares from 'non-eligible' companies create hardship for employees as they suffer cash outflow on account of payment of both the exercise price and TDS at the allotment stage without immediate monetisation of gains. from Personal Finance News-Wealth-Economic Times https://ift.tt/Kf90Et6 via IFTTT

Budget 2023: Poorva Prakash, Partner at Deloitte India explains the double whammy of taxation on Provident Fund under certain conditions. from Personal Finance News-Wealth-Economic Times https://ift.tt/nBH3Tdk via IFTTT

Since international payments aren't a one-time thing when you study abroad, you'll need a convenient, fast, and cost-effective method to transfer money abroad. Here are some factors to consider when choosing a reliable and affordable way to transfer money for your child's overseas education. from Personal Finance News-Wealth-Economic Times https://ift.tt/MEbG1QZ via IFTTT

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How to avail Aadhaar services on Umang App from Personal Finance News-Wealth-Economic Times https://ift.tt/cGPMxdU via IFTTT

The EPFiGMS portal allows EPF subscribers to view the status of open complaints and requests. from Personal Finance News-Wealth-Economic Times https://ift.tt/zJPwG06 via IFTTT

Budget 2023 expectation: Why basic income tax exemption limit should be increased from Personal Finance News-Wealth-Economic Times https://ift.tt/AdiMqUT via IFTTT

Banks offer different interest rates on savings accounts, here is a quick comparison of SBI, HDFC Bank, ICICI Bank. from Personal Finance News-Wealth-Economic Times https://ift.tt/OrasLPd via IFTTT

Budget 2022 provided the clarification regarding how virtual digital assets (VDAs) such as crypto, non-fungible tokens etc. will be taxed from April 1, 2022. However, there are certain taxation aspects related to VDAs that still needs clarification. Will Budget 2023 provide clarification on crypto tax wherever it is needed? Read on to know. from Personal Finance News-Wealth-Economic Times https://ift.tt/3tdXbNi via IFTTT

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