Come October 1, many new rules will come into effect. These relate to credit and debit cards, Atal Pension Yojana, demat account KYC rules, and NPS. What are these rules, and how will they impact you? Watch this video to know more. from Personal Finance News-Wealth-Economic Times https://ift.tt/AQOYezL via IFTTT
The interest rates on Bandhan Bank's savings accounts have been revised. The increased interest rates will take effect on September 30, 2022, according to the Bandhan Bank official website. from Personal Finance News-Wealth-Economic Times https://ift.tt/SUPqGxF via IFTTT
There have been cases where subscribers in the Corporate and Government sectors have left their jobs due to retirement or resignation without exercising Inter Sector Shifting (ISS). from Personal Finance News-Wealth-Economic Times https://ift.tt/noRySmc via IFTTT
Due to these rate hikes by the RBI, banks, NBFCs and housing finance companies have been raising their lending rates correspondingly, which in turn means that your EMI has gone up accordingly and with the recent repo rate hike, it will rise further. from Personal Finance News-Wealth-Economic Times https://ift.tt/Bnfz4G2 via IFTTT
Here is a look at the interest rates on various small savings schemes for the third quarter of FY 2022-23. from Personal Finance News-Wealth-Economic Times https://ift.tt/D5Jm1CE via IFTTT
The second edition of the IRIS shows that 59% urban Indians believe their savings won’t last even 10 years in retirement. The survey had 3,220 respondents across 28 cities, including six metros. from Personal Finance News-Wealth-Economic Times https://ift.tt/uUMdIsg via IFTTT
RBI is widely expected to hike repo rate on September 30. With another high repo rate hike knocking at the door, home loan borrowers are likely to soon face even higher interest rates than at present. Let's find out how home loan borrowers are likely to be impacted. from Personal Finance News-Wealth-Economic Times https://ift.tt/zUWkLcv via IFTTT
Companies like Uber, Swiggy, Amazon, and others will only be allowed to accept repeat payments made with tokens rather than credit card information. from Personal Finance News-Wealth-Economic Times https://ift.tt/QTUN3ay via IFTTT
Beginning October 1, income tax payers will no longer be able to enrol in the government's Atal Pension Yojana (APY) social security scheme. from Personal Finance News-Wealth-Economic Times https://ift.tt/fP30MOq via IFTTT
Though the risks SFBs take are on the higher side, the business growth has also been higher. So, if you are planning to invest in these stocks you need to be extremely careful in selection. from Personal Finance News-Wealth-Economic Times https://ift.tt/AlqV8Pk via IFTTT
In March 2022, DA was last increased. DA was raised by 3% to 34% as part of this hike, which will take effect on January 1, 2022. from Personal Finance News-Wealth-Economic Times https://ift.tt/SznRc8E via IFTTT
the National Stock Exchange (NSE) sent out a circular to owners of demat accounts outlining the timeline for implementing two-factor authentication and advising them to complete the process. from Personal Finance News-Wealth-Economic Times https://ift.tt/nWYLxoK via IFTTT
The total number of credit cards declined by 22.6 lakh on a net basis in August this year to 7.8 crore from over 8 crore in the previous month due to a change in the RBI's regulation that required lenders to deactivate cards that have not been in use for a year. The largest declines were recorded by HDFC Bank and Axis Bank. from Personal Finance News-Wealth-Economic Times https://ift.tt/quY104E via IFTTT
It may happen that senior citizen has given away their property/assets to their children/legal heirs, thinking they will take care of them. However, once the property is in their name, they don't want to take responsibility for their parents. Here's what senior citizens can do to get their property gifted back. from Personal Finance News-Wealth-Economic Times https://ift.tt/hbWv6Ba via IFTTT
The Reserve Bank of India (RBI) announced new requirements for issuing credit and debit cards in April 2022. New limitations pertaining to credit card cancellation, billing, etc. are part of these new regulations. from Personal Finance News-Wealth-Economic Times https://ift.tt/9amsuJZ via IFTTT
The Federal Bank has revised the interest rate on fixed deposits of less than Rs 2 crore. According to the bank's official website, the new rates will take effect on September 27, 2022. from Personal Finance News-Wealth-Economic Times https://ift.tt/ERcZ38Y via IFTTT
The Reserve Bank of India (RBI) launched UPI Lite last week. How is UPI Lite different from UPI? Let's find out from Personal Finance News-Wealth-Economic Times https://ift.tt/NcLAgrx via IFTTT
Individuals can use their Aadhaar numbers, either online or through offline verification, to verify and confirm their identification credentials. from Personal Finance News-Wealth-Economic Times https://ift.tt/HhrdLnB via IFTTT
Customers are being warned by banks like SBI, PNB, and Canara Bank about SOVA, a spyware that can attack your important assets. from Personal Finance News-Wealth-Economic Times https://ift.tt/Tq2GpeZ via IFTTT
Women are driving financial wellness, as India’s overall wellness index rises marginally, says ICICI Lombard study. from Personal Finance News-Wealth-Economic Times https://ift.tt/5FcGkxb via IFTTT
Some platforms are helping small investors get a foothold in the very-high-risk-very-highreward world of startup investing. from Personal Finance News-Wealth-Economic Times https://ift.tt/zo5ypK7 via IFTTT
Annexure K, an EPF document, contains the member's information, PF accumulations with interest, service history, joining and leaving dates, and job information. from Personal Finance News-Wealth-Economic Times https://ift.tt/wMtoEyv via IFTTT
The India Bullion and Jewellers Association Ltd. shall determine the basis for the redemption price of SGB using the simple average of the closing gold price for 999 purity for the week (Monday through Friday) before to the date of redemption (IBJA). from Personal Finance News-Wealth-Economic Times https://ift.tt/OvspzCA via IFTTT
A rundown of the six most important stories from Wealth this week. We tell you why analysts are bullish on Gland Pharma, 6 stocks with strong fundamentals, what to do if you lose your property papers and more. from Personal Finance News-Wealth-Economic Times https://ift.tt/soYfDni via IFTTT
These two banks' special senior citizen FD schemes will close on September 30 from Personal Finance News-Wealth-Economic Times https://ift.tt/cudxwm7 via IFTTT
National Pension System (NPS) offers a range of investment options and choice of pension fund schemes making retirement planning easy from Personal Finance News-Wealth-Economic Times https://ift.tt/xv4zAFb via IFTTT
The benchmark prime lending rate of LIC Housing Finance (LIC HFL) has been modified (LHPLR). The new interest rates on home loans go into effect on September 20, 2022. from Personal Finance News-Wealth-Economic Times https://ift.tt/ctNfZPk via IFTTT
Losing the property documents can result in a nightmare for the owner. Without having an original title deed, an individual will find it difficult to make any financial transactions such as buying, selling, or taking a loan. However, legal experts advise that losing property papers is not the end of the road. Given below are the steps an owner can take. from Personal Finance News-Wealth-Economic Times https://ift.tt/gNPvcM0 via IFTTT
The Department of Personnel and Training (DoPT) has produced a series of FAQs that may be beneficial when the appropriate authorities issue Income & Asset Certificates to candidates. from Personal Finance News-Wealth-Economic Times https://ift.tt/at2xFR8 via IFTTT
Five of the best Bitcoin mining methods to earn passive income in the cryptocurrency industry from Personal Finance News-Wealth-Economic Times https://ift.tt/kcDoQNv via IFTTT
The Rupee Cooperative Bank, which has its headquarters in Pune, had its banking license taken away by the Reserve Bank of India (RBI), which also requested that the bank be liquidated. from Personal Finance News-Wealth-Economic Times https://ift.tt/diITn9G via IFTTT
Bank deposits vary according to the tenure of the deposits, many big banks offer interest ranging from 2.5% to 7% for tenure between 7 days to 10 years. Interest rates on Post Office term deposits might also vary depending on the tenure. from Personal Finance News-Wealth-Economic Times https://ift.tt/2kIygWd via IFTTT
The Bureau of Indian Standards under the Department of Consumer Affairs has issued a notification announcing new charges for hallmarking gold and silver jewellery/artefacts. This is the first time the government has revised the charges since the hallmarking become mandatory. Read on to know about the new charges that will be levied from now on. from Personal Finance News-Wealth-Economic Times https://ift.tt/o5d7PGW via IFTTT
People with bad credit may opt for these same day loans in September 2022 from Personal Finance News-Wealth-Economic Times https://ift.tt/d6uG7xX via IFTTT
Savings account interest rates range from 4% to 6.25% at the bank. Your savings account's interest will be computed daily and credited quarterly. from Personal Finance News-Wealth-Economic Times https://ift.tt/e3onVRd via IFTTT
Credit card payments using UPI have been offered by Union Bank of India, Punjab National Bank (PNB), and Indian Bank. from Personal Finance News-Wealth-Economic Times https://ift.tt/6LMcv1X via IFTTT
UPI Lite is an on-device wallet feature that will allow users to make real-time small-value payments without using a UPI PIN. All you need to know about this new feature from Personal Finance News-Wealth-Economic Times https://ift.tt/CUTBaIF via IFTTT
For NRIs who desire to open a fixed deposit account in India, a Foreign Currency Non-Resident (FCNR) FD account is an option. from Personal Finance News-Wealth-Economic Times https://ift.tt/YW3nJES via IFTTT
ICICI Bank will be the first lender to impose a levy for paying rent via credit card from Personal Finance News-Wealth-Economic Times https://ift.tt/HLRVMcn via IFTTT
The National Pension System (NPS) withdrawal period has been reduced from T+4 to T+2 by the Pension Fund Regulatory and Development Authority (PFRDA). from Personal Finance News-Wealth-Economic Times https://ift.tt/j243GBT via IFTTT
These services include driving licence application and renewal, learner license application and renewal, vehicle registration, and transfer of ownership among others. Know more from Personal Finance News-Wealth-Economic Times https://ift.tt/sjzbMR5 via IFTTT
Axis Bank has updated its interest rates on fixed deposits under Rs 2 crore. For regular people, the bank offers fixed deposit interest rates that range from 2.75% to 5.75%. from Personal Finance News-Wealth-Economic Times https://ift.tt/uN0V1Z5 via IFTTT