How to Create a Healthy Relationship

Across all tenures, ICICI Bank has raised its marginal cost-based lending rate (MCLR) by 20 basis points. One basis point is equivalent to 0.01 percent. from Personal Finance News-Wealth-Economic Times https://ift.tt/xaP425K via IFTTT

With effect from July 1, 2022, Punjab National Bank (PNB) increased its marginal cost of funds-based lending rate (MCLR) across all tenors by 15 basis points (bps). from Personal Finance News-Wealth-Economic Times https://ift.tt/Rfd2ZmQ via IFTTT

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5 shrewd ways to avoid business failure from Personal Finance News-Wealth-Economic Times https://ift.tt/klXC3Nn via IFTTT

3 reasons analysts are bullish Oil India from Personal Finance News-Wealth-Economic Times https://ift.tt/68C1Zfd via IFTTT

Karnataka Bank raised interest rates on domestic term deposits, NRE Rupee term deposits for sums under 2 crore. Karnataka Bank has raised interest rates by 10 bps on selected tenures. from Personal Finance News-Wealth-Economic Times https://ift.tt/phd5cPG via IFTTT

The RBI master guidelines states that card issuers are required to ensure that customers receive their invoices and statements promptly through email and that they have at least one fortnight to pay before interest is applied. from Personal Finance News-Wealth-Economic Times https://ift.tt/32NQzhS via IFTTT

Now that government bond yields have gone up significantly, the government might hike the small savings rates. Whether this hike will be as per the Gopinath committee formula is yet to be seen. from Personal Finance News-Wealth-Economic Times https://ift.tt/Q6IwZNH via IFTTT

The CBDT states that you would be taxed Rs 500 if you link your PAN with your Aadhaar on or before June 30, 2022. If the linking of the PAN and Aadhaar is completed on or after July 1, 2022, a fine of Rs 1,000 would be imposed. from Personal Finance News-Wealth-Economic Times https://ift.tt/dHYrwzs via IFTTT

6 reasons why floating rate funds are behind the curve from Personal Finance News-Wealth-Economic Times https://ift.tt/51Pjiag via IFTTT

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These banks offer highest 5-year FD interest rates for senior citizens from Personal Finance News-Wealth-Economic Times https://ift.tt/YKlrs6e via IFTTT

There will be a number of big financial changes in the month of July. Here are five monetary adjustments that will take effect in July. from Personal Finance News-Wealth-Economic Times https://ift.tt/1V3BHMW via IFTTT

6 reasons why nomination for investments is critical from Personal Finance News-Wealth-Economic Times https://ift.tt/cSyH71u via IFTTT

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ITR filing: Cost inflation index for FY 2021-22 used in LTCG calculations from Personal Finance News-Wealth-Economic Times https://ift.tt/C2U5oQz via IFTTT

In India, banks will be closed during specific holidays in July, including the second Saturday and Sunday. According to the Reserve Bank of India's (RBI) holiday calendar list, bank holidays are state-specific holidays for a variety of reasons. from Personal Finance News-Wealth-Economic Times https://ift.tt/CGTvVsN via IFTTT

Under the The Occupational Safety, Health and Working Conditions Code, 2020' ('OSH Code"), it is mandatory for an employer to issue an appointment letter to an employee in a specified format. The appointment letter issued to exisiting employees must meet the format prescribed by the government. The new appointment letter mandates mentioning of Aadhaar number, UAN, career growth options etc. from Personal Finance News-Wealth-Economic Times https://ift.tt/kWXuvcq via IFTTT

Building large, but illiquid assets will reduce your ability to invest. from Personal Finance News-Wealth-Economic Times https://ift.tt/egKTfiw via IFTTT

Kolkata-based Das will have to push back some of her goals till a rise in income and investible surplus. from Personal Finance News-Wealth-Economic Times https://ift.tt/EbnRjDl via IFTTT

Nomination can be indicated at the time of investment. Alternatively, the investor can fill up and submit the nomination form later. from Personal Finance News-Wealth-Economic Times https://ift.tt/kRxi65M via IFTTT

Oil India delivered a strong performance in the fourth quarter of 2021-22. Recovery in refining margins, commissioning of new projects and reasonable valuations are the other key positives that have made the company a favourite of the analysts. from Personal Finance News-Wealth-Economic Times https://ift.tt/lWAJjYI via IFTTT

If a YouTuber claimed that he had a secret technique to make your tree grow to full height in a day, everyone would laugh it off. However, if an investment video claims to have a secret technique to select stocks that will become 10 times their worth in six months, many people seem to believe it. from Personal Finance News-Wealth-Economic Times https://ift.tt/ZaAHSNv via IFTTT

Law on wages: 5 things that are set to change from Personal Finance News-Wealth-Economic Times https://ift.tt/LFHfxPa via IFTTT

A personal loan is a loan from a lender that is insecure. This loan does not need the potential borrower to provide collateral or security against it, unlike a gold loan where the lender uses gold jewellery as security. from Personal Finance News-Wealth-Economic Times https://ift.tt/9DiGKta via IFTTT

Please remember that the repo rate will be changed by the RBI every two months. All borrowers pay the same spread that a certain bank charges, but each borrower pays a different risk premium. These ten banks are providing loans with the most affordable interest rates. from Personal Finance News-Wealth-Economic Times https://ift.tt/J0DBNdo via IFTTT

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The fact that HDFC Bank and ICICI Bank raised their fixed deposit interest rates twice in a short period of time is good news for FD investors who, in prior years, had to deal with historically low interest rates. from Personal Finance News-Wealth-Economic Times https://ift.tt/nBLXZJd via IFTTT

The Code on Wages, 2019 has mentioned the various timelines for making payment of salaries, full and final settlement (if an employee resigns). The new law has shortened the timeslines for making payment to employees as compared to the current rules. Read on to know by when your employer is required to credit salary in your bank account. from Personal Finance News-Wealth-Economic Times https://ift.tt/w5KZAeN via IFTTT

When you are finding it difficult to hold your marriage together and contemplating a formal separation, you need to be mindful of not only the emotional stress but also the financial implications. Giving alimony to the estranged spouse is often a sizeable chunk of a person’s net worth. from Personal Finance News-Wealth-Economic Times https://ift.tt/jYPcUsh via IFTTT

Lessen your loan EMI burden in these 7 ways from Personal Finance News-Wealth-Economic Times https://ift.tt/JfaLkpY via IFTTT

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Banks and NBFCs have finally begun to raise FD interest rates after years of being stuck with decadal low interest rates. They have begun to rise as the Reserve Bank of India (RBI) raised the repo rate by 90 basis points (bps) in June and May. Many banks have raised FD interest rates for various tenures. from Personal Finance News-Wealth-Economic Times https://ift.tt/WlEcYLr via IFTTT

How to fund your Harvard Business School education without taking a loan from Personal Finance News-Wealth-Economic Times https://ift.tt/JRmh2QK via IFTTT

People with bad credit and who want an instant approval can seek out these best installment loans. from Personal Finance News-Wealth-Economic Times https://ift.tt/qgdUBtW via IFTTT

With effect from June 23, 2022, the Bank of India modified the interest rates on various tenors of fixed deposits for amounts less Rs 2 crore. Interest rates range from 2.85 percent to 5.50 percent at the bank. from Personal Finance News-Wealth-Economic Times https://ift.tt/0hfeGFc via IFTTT

A new fixed deposit (FD) tenor has been added by Canara Bank. The bank has added a new 333-day scheme with a 5.10 percent interest rate. Senior citizens will receive 5.60 percent for the same tenor. from Personal Finance News-Wealth-Economic Times https://ift.tt/csEGUkT via IFTTT

It is advisable to purchase health insurance cover early on considering individual needs. Here is how you can customise your health policy and choose only what you want. from Personal Finance News-Wealth-Economic Times https://ift.tt/Uo3jH2i via IFTTT

ICICI Bank has increased fixed deposit (FD) interest rates on several tenors by 5 basis points for amounts less than Rs 2 crore. The highest rates are effective from June 22, 2022 from Personal Finance News-Wealth-Economic Times https://ift.tt/dBqaTR5 via IFTTT

How to generate UAN in your EPF account from Personal Finance News-Wealth-Economic Times https://ift.tt/wDexgKl via IFTTT

For banks and non-banking financial organisations, the Master Direction on "Credit Card and Debit Card" Issuance and Conduct Directions, 2022" was supposed to take effect on July 1. (NBFCs). The deadline to implement these three components has now been extended to October 1, 2022. from Personal Finance News-Wealth-Economic Times https://ift.tt/4fls3SV via IFTTT

While the student may have accomplished the toughest task by securing admission confirmation, but in most cases, the struggle doesn’t end for an Indian student as these universities are also known to be some of the most expensive colleges in the world. from Personal Finance News-Wealth-Economic Times https://ift.tt/HZQKMaL via IFTTT

The benchmark Prime Lending Rate (LHPLR) has been raised by 60 basis points by LIC Housing Finance (LIC HFL). Home loans are priced using the benchmark prime lending rate. from Personal Finance News-Wealth-Economic Times https://ift.tt/BFiw40s via IFTTT

Customers of State Bank of India are issued a CIF number, which is printed in their passbook or on the first page of their cheque book when they open an account. from Personal Finance News-Wealth-Economic Times https://ift.tt/07s2NoE via IFTTT

The Pension Fund Regulatory and Development Authority (PFRDA) has made an online nomination change option available to NPS subscribers. Existing National Pension Scheme (NPS) subscribers can change their nomination online by following a few simple procedures. from Personal Finance News-Wealth-Economic Times https://ift.tt/AaSEXis via IFTTT

Is premature redemption allowed in Sovereign Gold Bonds? from Personal Finance News-Wealth-Economic Times https://ift.tt/D15PIV6 via IFTTT

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Find out how to apportion your property among legal heirs so that it does not cause problems later on. from Personal Finance News-Wealth-Economic Times https://ift.tt/FaElkbq via IFTTT

Thinking that the retirement corpus must remain untouched and subject to no risk is a mistake. It has killed the quality of life of many retired investors. This is true only if you want to leave the entire corpus as bequest. Use what you have earned and saved for yourself. Bequest is the residual balance. from Personal Finance News-Wealth-Economic Times https://ift.tt/oN0V4Uj via IFTTT

The claimant of securities needs to obtain a transmission form from the depository participant (DP) or download from their website. It needs to be filled and submitted to the DP along with necessary documentation. from Personal Finance News-Wealth-Economic Times https://ift.tt/VRmFcjn via IFTTT