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Showing posts from May, 2022

7 steps to buying legal and safe home

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7 steps to buying legal and safe home from Personal Finance News-Wealth-Economic Times https://ift.tt/JZmiBcu via IFTTT

PM Kisan 11th instalment of benefit: How to raise complaint if you have not received the instalment

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If you haven't received your due instalment, you can file a complaint on the PM KISAN website. Farmers can also check to see if their names are on the list of beneficiaries from Personal Finance News-Wealth-Economic Times https://ift.tt/Tqrv47Z via IFTTT

Recurring deposit interest rates: SBI vs HDFC Bank vs ICICI Bank vs Post Office

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from Personal Finance News-Wealth-Economic Times https://ift.tt/qFuNr2R via IFTTT

Who should use ITR1 form to file ITR in FY 2021-22?

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Who should use ITR1 form to file ITR in FY 2021-22? from Personal Finance News-Wealth-Economic Times https://ift.tt/P0oODBt via IFTTT

PM Kisan 11th instalment amount of Rs 21,000 crore released: How to check name in beneficiary list

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Today in Shimla, Prime Minister Narendra Modi announced the release of the 11th instalment of financial assistance under the Pradhan Mantri Kisan Samman Nidhi (PM-KISAN) initiative. from Personal Finance News-Wealth-Economic Times https://ift.tt/HJFCIcs via IFTTT

Selling Property? Take these 6 precautions

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Selling Property? Take these 6 precautions from Personal Finance News-Wealth-Economic Times https://ift.tt/Qjm5iuG via IFTTT

Prepaying home loan now will be beneficial for these borrowers

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A good way to cope with higher interest outgo is to make partial prepayment and bring down the total loan outstanding amount. from Personal Finance News-Wealth-Economic Times https://ift.tt/rBtGhlL via IFTTT

A simple, easy, effective way to go about asset allocation

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For most investors, having a large chunk of their money in Aggressive Hybrid funds will do the job. These funds keep 65 to 80% of your money in equity and the rest in fixed income. from Personal Finance News-Wealth-Economic Times https://ift.tt/9W8M41p via IFTTT

How gold, silver and platinum performed during week ending May 26, 2022

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Here’s a weekly tracker of returns from such investments. But don’t compare these with returns from traditional investments since the proportion and purpose of alternative investments is vastly different. from Personal Finance News-Wealth-Economic Times https://ift.tt/8ZWFVoS via IFTTT

How to allocate from your first paycheck

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Don’t consider investments that do not offer flexibility at the beginning of your career. from Personal Finance News-Wealth-Economic Times https://ift.tt/kiBemHw via IFTTT

5 things to know about long duration debt mutual funds

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Long duration funds have indexation benefits for investors who stay invested for at least three years, making it tax efficient for longer horizons. from Personal Finance News-Wealth-Economic Times https://ift.tt/ZzbSsay via IFTTT

Accumulate more during periods of underperformance in stock market: Atul Bhole, DSP Investment Managers

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“It is extremely important to stay invested for the long term and not to chase the near-term outperformance,” says Atul Bhole, SVP – Investments, DSP Investment Managers. from Personal Finance News-Wealth-Economic Times https://ift.tt/tID32SW via IFTTT

How Successful Women Find Lasting Love

If you’re wondering, how successful women find lasting love, you’ve come to the right place. In fact, if you want to find true love, you must make it a priority. With summer coming and the year almost half gone, I have an important question for you: What steps are you taking to find lasting love?… The post How Successful Women Find Lasting Love appeared first on Love in 90 Days . Love in 90 Days - Dating Tips, Relationship Advice from Love in 90 Days https://ift.tt/NBS4VTg via IFTTT

Is this a good time to invest in gold?

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Experts discuss the role of gold as an asset class in financial planning and the best ways to invest in gold-related financial instruments. from Personal Finance News-Wealth-Economic Times https://ift.tt/kMNze2A via IFTTT

How to use UPI 123PAY via IVR number

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Difference between fixed rate and floating interest rate, other important facts about home loans

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From May 26, quoting of PAN or Aadhaar is mandatory for these transactions

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From May 26, quoting of PAN or Aadhaar is mandatory for these transactions from Personal Finance News-Wealth-Economic Times https://ift.tt/zuL56gA via IFTTT

Is there a restriction on pension to a family member from two sources of the same pensioner?

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Sub-rule 13-B of Rule 54 prohibited grant of two family pensions to a person who was already in receipt of Family Pension or was eligible, therefore, under any other rules of the Central Government or a State Government and/or Public Sector Undertaking/Autonomous Body/Local Fund under the Central or a State Government. from Personal Finance News-Wealth-Economic Times https://ift.tt/9Ic7pUA via IFTTT

How to find out if your house has all legal approvals

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How to find out if your house has all legal approvals from Personal Finance News-Wealth-Economic Times https://ift.tt/pOs7WJI via IFTTT

5 important money changes in June 2022

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There are several important personal finance changes to be aware of in the month of June. Here are five big financial and operational changes that will take effect in June and have an impact on your personal finances. from Personal Finance News-Wealth-Economic Times https://ift.tt/r13ntX9 via IFTTT

Axis Bank hikes charges for auto debit failure, additional cheque book, non-maintenance of bank balance

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Axis Bank, a private sector lender, has revised a number of service fees for its savings bank account customers. Here are the updated Axis Bank fees, as listed on the bank's website. from Personal Finance News-Wealth-Economic Times https://ift.tt/X9wuB0q via IFTTT

What documents you need to sell a property

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What documents you need to sell a property from Personal Finance News-Wealth-Economic Times https://ift.tt/ZUY1o7x via IFTTT

Mandatory gold hallmarking from June 1, 2022

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Mandatory gold hallmarking from June 1, 2022 from Personal Finance News-Wealth-Economic Times https://ift.tt/mSEd736 via IFTTT

Home loan interest rates to rise steeply; 7 ways to manage your home loan EMIs

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Most home loans are taken on a floating rate basis so borrowers cannot escape rising interest rates as EMIs are bound to go up with rising rates. from Personal Finance News-Wealth-Economic Times https://ift.tt/YrXU5n2 via IFTTT

Gold jewellery buyers to get purity hallmark on all types of gold articles from June 1

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Currently, gold hallmarking is allowed for 6 purity categories i.e. 14KT, 18KT, 20KT, 22KT, 23KT and 24KT. Thus, a jeweller does not have to mandatorily hallmark gold jewellery of 21KT or 19KT purity before selling. from Personal Finance News-Wealth-Economic Times https://ift.tt/PIawDlf via IFTTT

Bank holidays in June 2022: Get the full list here

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Only the gazetted holidays are observed by banks across the country. All banks are closed on public holidays, and certain holidays vary by state. In June, there are hardly any festivals, and most of the state's banks are open all month, with the exception of the second Saturdays and Sundays. from Personal Finance News-Wealth-Economic Times https://ift.tt/dDkEGM5 via IFTTT

India Post Payments Bank introduces issuer charges for Aadhaar Enabled Payments

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” India Post Payments Bank AePS charges The first three AEPS transactions, such as AEPS cash withdrawal, AEPS cash deposit, and AEPS mini statement, will be free per month. from Personal Finance News-Wealth-Economic Times https://ift.tt/dsrIYjc via IFTTT

How to update eKYC online, offline in PM Kisan

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The eKYC deadline for all PM Kisan beneficiaries has been postponed from May 22, 2022 to May 31, 2022. Farmers must submit the Kyc form before the deadline to receive Rs 2,000 as part of the 11th instalment. from Personal Finance News-Wealth-Economic Times https://ift.tt/142lkuY via IFTTT

Brace for 10% hike in home loan EMIs if repo rate rises back to pre-covid levels

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Long term borrowers, especially the floating rate home loan borrowers, will have to brace for a steep hike in interest rates in the coming months. from Personal Finance News-Wealth-Economic Times https://ift.tt/0jsCZxW via IFTTT

How to make UPI payments via credit, debit cards

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Apart from UPI linked bank accounts, an individual can now also add their debit or credit cards in the UPI apps to make the payments. Read on to know what kind of debit or credit cards can be added to popular UPI apps such as Gpay, PhonePe, Paytm etc., and how to add them, and make payments via them. from Personal Finance News-Wealth-Economic Times https://ift.tt/vsRUiqT via IFTTT

Can life insurers offer health plans? Irdai set to take a call

Allowing life insurance companies to offer health plans is one of the big decisions in front of Irdai chairman Debasish Panda, who has vowed to simplify regulations and capital requirements and introduce new products to widen insurance penetration in the country. from Personal Finance News-Wealth-Economic Times https://ift.tt/SqCV1JI via IFTTT

ICICI Bank hikes FD interest rates: Check latest special senior citizen FD interest rate

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ICICI Bank has increased FD interest rates, which will take effect from May 21, 2022. Interest rates on FDs for elderly citizens have been raised in tandem with those offered to general residents. from Personal Finance News-Wealth-Economic Times https://ift.tt/ETZiLRJ via IFTTT

What are the charges for switching to a repo rate linked home loan?

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Retirement planning: What is the bucket strategy?

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Retirement planning: What is the bucket strategy? from Personal Finance News-Wealth-Economic Times https://ift.tt/Sj9kBoi via IFTTT

How to find out your EPF account’s UAN

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A 12-digit unique number called the Universal Account Number (UAN), it remains the same throughout an employee's career, regardless of how many jobs he or she has switched. from Personal Finance News-Wealth-Economic Times https://ift.tt/F0dUu1V via IFTTT

HDFC Bank, ICICI Bank, PNB, SBI latest FD interest rates

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Here's a quick comparison of popular banks' FD interest rates, including ICICI Bank, HDFC Bank, PNB, and SBI. After the revision, see which bank is offering the best rate. from Personal Finance News-Wealth-Economic Times https://ift.tt/DQ1Ni2s via IFTTT

MF portfolio doctor: Bhatia needs to plan for longer retirement of at least 20-25 years

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The Portfolio Doctor assesses the health of the fund portfolio, examines the schemes and their suitability with regard to the goals and, if required, recommends corrective measures. The advice given is based on the performance of the funds, the risk profile of the investor as well as his financial goals. from Personal Finance News-Wealth-Economic Times https://ift.tt/u9Cskam via IFTTT

Where is the stock market headed, will long-term fundamentals of Indian equities remain intact?

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Macroeconomic concerns are spooking investors. However, the long-term fundamentals of Indian equities remain intact. Here are the factors impacting the performance of domestic equity markets. from Personal Finance News-Wealth-Economic Times https://ift.tt/FcGbtRs via IFTTT

How gold, silver and platinum performed during week ending May 19, 2022

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Here’s a weekly tracker of returns from such investments. But don’t compare these with returns from traditional investments since the proportion and purpose of alternative investments is vastly different. from Personal Finance News-Wealth-Economic Times https://ift.tt/ypQBjEF via IFTTT

How to save for your higher studies

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Manya’s key goal is to fund her higher education. She has to first ascertain whether her savings would be adequate to cover her education costs. She should build in a conservative rate of return (use a bank deposit rate) on her investments in which she will deploy her savings. from Personal Finance News-Wealth-Economic Times https://ift.tt/mXGhbYO via IFTTT

What is the bucket strategy in retirement planning?

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These buckets are based on the time horizon for when the money will be required—immediate, medium-term and long-term. from Personal Finance News-Wealth-Economic Times https://ift.tt/EVtMWyP via IFTTT

Godrej Properties' long-term prospects remain bright: Why it is this week's stock pick

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Godrej properties has a strong brand value and robust business development capabilities. Its plans to expand to tier-2 cities and a launch pipeline of 21.4 million square feet for 2022-23 are the other factors that have made the company a favourite of analysts. from Personal Finance News-Wealth-Economic Times https://ift.tt/qZ3rsKk via IFTTT

What is front running, will such malpractices hurt mutual fund investors?

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Allegations of malpractices by mutual funds have surfaced in recent times. We explain the modus operandi of the perpetrators and whether such malpractices hurt investors. from Personal Finance News-Wealth-Economic Times https://ift.tt/6HFM2wx via IFTTT

Watch: Here are 3 ways you can save tax through National Pension Scheme

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There are three sections under the Income-Tax Act that allows individuals to claim deductions for the money invested in NPS. So how can you avail those tax benefits? Find out in this video with Babar Zaidi from The Economic Times. from Personal Finance News-Wealth-Economic Times https://ift.tt/swpqhj0 via IFTTT

How to withdraw cash at an ATM without your card

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How to withdraw cash at an ATM without your card from Personal Finance News-Wealth-Economic Times https://ift.tt/9tTmOFV via IFTTT

Last date to complete PM Kisan eKYC extended to May 31, 2022

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​​​All landholding farmers' families will receive a financial benefit of Rs.6000 per year under the PM-Kisan scheme, paid in three equal instalments of Rs.2000 every four months. from Personal Finance News-Wealth-Economic Times https://ift.tt/egh9QZb via IFTTT

RBI directs banks to offer cardless cash withdrawal facility across all ATMs

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RBI had proposed to allow interoperability in cardless cash withdrawal transactions at all banks and ATMs using the UPI facility in its monetary policy review meeting held in April 2022. from Personal Finance News-Wealth-Economic Times https://ift.tt/oj9gyKM via IFTTT

How to enrol for, update Aadhaar at a Post Office Centre

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According to the India Post website, Aadhaar updation and Aadhaar enrollment services are provided in post office Aadhaar centres. There are as many as 13,352 such centres in the country. from Personal Finance News-Wealth-Economic Times https://ift.tt/ysUKi58 via IFTTT

Crypto meltdown: What cryptocurrency investors should do now

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Crypto meltdown: What cryptocurrency investors should do now from Personal Finance News-Wealth-Economic Times https://ift.tt/DYQtReF via IFTTT

How to transfer EPF account from EPFO to employer’s EPF trust

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How to transfer EPF account from EPFO to employer’s EPF trust from Personal Finance News-Wealth-Economic Times https://ift.tt/c6OBiP5 via IFTTT

NEFT, RTGS facility to be available for post office savings account holders from this date

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This facility enables Post Office Savings Bank customers to transfer funds to and from other bank accounts to POSB accounts in Department of Posts - Core Banking Solutions. from Personal Finance News-Wealth-Economic Times https://ift.tt/0AbVSWU via IFTTT

NSDL nomination: How to add, change nominee details online in demat account

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The SEBI's July 23, 2021, circular states that investors opening new trading and or demat account(s) on or after October 01, 2021, shall have the choice of providing nomination or opting out nomination. from Personal Finance News-Wealth-Economic Times https://ift.tt/oN8JuwR via IFTTT