How to Create a Healthy Relationship

The government has not only made hallmarking of gold mandatory but has also revised the symbols of hallmarking to be inscribed on gold. It is important for consumers to check these three signs that will verify the purity of gold bought by them. Here is a look at what these three symbols denote. from Personal Finance News-Wealth-Economic Times https://ift.tt/BpMEZko via IFTTT

Two precious metals, gold and silver, have been brought under the ambit of Hallmarking in India. The BIS website has a list of frequently asked questions about gold hallmarking. from Personal Finance News-Wealth-Economic Times https://ift.tt/dXNvwzn via IFTTT

With the realisation that early investing is the only way to plan for the future, saving systematically through guaranteed income plans is the right thing to do. from Personal Finance News-Wealth-Economic Times https://ift.tt/2y5TAvt via IFTTT

When compared to regular investors, most banks give a higher rate of interest to senior citizens. Here are the banks with the highest interest rates on five-year fixed deposits for senior citizens. from Personal Finance News-Wealth-Economic Times https://ift.tt/A8w1J9s via IFTTT

The Bureau of Indian Standards (BIS) has developed the 'BIS Care App,' a smartphone application that tracks all ISI and hallmark-certified gold and silver jewellery. Customers can check the purity of hallmarked gold jewellery in real time using this app. from Personal Finance News-Wealth-Economic Times https://ift.tt/h4XvwPO via IFTTT

Instead of going to the post office, all eligible citizens can now open a National Pension System (NPS) account online. This service is made available from April 26, 2022. from Personal Finance News-Wealth-Economic Times https://ift.tt/bS2F5nl via IFTTT

It is mandatory for jewellers to sell only BIS hallmarked gold jewellery. Further, the hallmarking symbols have been revised by the government effective from July 1, 2021. However, what can you do if you have old, un-hallmarked gold jewellery or hallmarked gold jewellery with old symbols. Read on to know more. from Personal Finance News-Wealth-Economic Times https://ift.tt/mLPtSzU via IFTTT

According to an India Post tweet on its official Twitter account, below is a list of documentation you should have on hand before beginning the process of surrendering your PLI insurance. from Personal Finance News-Wealth-Economic Times https://ift.tt/VkHJ6Ej via IFTTT

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You can choose a fixed deposit, also known as a term deposit, with a term deposit period ranging from 7-14 days to 10 years. To reduce TDS, distribute bank FDs across different local banks. from Personal Finance News-Wealth-Economic Times https://ift.tt/qpYO8XI via IFTTT

It is critical for all Employees' Provident Fund (EPF) account holders to name someone in their EPF account as a beneficiary so that the beneficiary can readily recover the money in the case of your death. from Personal Finance News-Wealth-Economic Times https://ift.tt/znPWO4j via IFTTT

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Online sales platforms are one of the most recent ways that con artists deceive buyers. Let's take a look at how it works and what measures should be made while dealing with online purchases and sales. from Personal Finance News-Wealth-Economic Times https://ift.tt/956nJIS via IFTTT

2 things policyholders need to get discounted shares from Personal Finance News-Wealth-Economic Times https://ift.tt/GkWLXH4 via IFTTT

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PM Kisan eligible beneficiaries can now update their KYC information online via the PM Kisan website. To receive the next instalment, eligible farmers must update their KYC using online or offline methods. from Personal Finance News-Wealth-Economic Times https://ift.tt/uZGtBOp via IFTTT

As a parent, you need to plan for your child’s education expenses keeping their dynamic aspirations and rising cost of education. from Personal Finance News-Wealth-Economic Times https://ift.tt/gxBuqUw via IFTTT

The much-anticipated initial public offering (IPO) of Life Insurance Corporation of India (LIC) is expected to launch on May 4, 2022, according to media reports. Here are five things policyholders interested in investing in the IPO through the Policyholder Reservation Portion should know. from Personal Finance News-Wealth-Economic Times https://ift.tt/sWQIrbk via IFTTT

PCRA (Protean e-Governance Technologies Central Recordkeeping Agency) has added eAPY, a digital onboarding facility based on Aadhaar eKYC/XML, as a new option to broaden the reach and streamline the subscription process. from Personal Finance News-Wealth-Economic Times https://ift.tt/3rja86f via IFTTT

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Not being able to cover financial expenses for yourself and your loved ones in case of a medical emergency is irreversible. Here’s a checklist to know whether your current insurance plan covers all your health needs or not. from Personal Finance News-Wealth-Economic Times https://ift.tt/vdpLhQF via IFTTT

6 instances where an individual and his/her heirs can lose right to inherit property from Personal Finance News-Wealth-Economic Times https://ift.tt/Z0NjJMW via IFTTT

Banks will be closed during the month of May due to prominent holidays such as Id-ul-Fitr, Buddha Purnima, and Bhagvan Shree Parshuram Jayanti. Check full list of holidays in May 2022 from Personal Finance News-Wealth-Economic Times https://ift.tt/MarVULw via IFTTT

National Pension System (NPS) is a scheme that provides pension in the retirement years. However, it may happen that money is needed during the accumulation period for some emergency such as marriage, higher studies etc. Here are the rules related to partial and complete withdrawal from the Tier-I NPS account. from Personal Finance News-Wealth-Economic Times https://ift.tt/wE2KrRh via IFTTT

PMS provides a transparent fee structure with fixed and performance-linked fee choices for the investor to choose from. from Personal Finance News-Wealth-Economic Times https://ift.tt/q8LGJRj via IFTTT

Alternative investment returns should not be compared to traditional investment returns because the amount and aim of alternative investments are radically different. from Personal Finance News-Wealth-Economic Times https://ift.tt/7JnuQb3 via IFTTT

Before its repositioning as a large and mid cap fund, this fund was run with a flexible strategy with a strong large-cap tilt. While it had to significantly increase its midcap footprint throughout the shift, it still favors large-cap stocks. from Personal Finance News-Wealth-Economic Times https://ift.tt/4nLFBUI via IFTTT

Your mother and her siblings, being Class I legal heirs, are entitled to an equal share in all the moveable and immoveable properties of their deceased father. from Personal Finance News-Wealth-Economic Times https://ift.tt/5rPokZw via IFTTT

The advise given is based on the performance of the funds, the investor's risk profile, and his financial objectives. The Portfolio Doctor evaluates the fund portfolio's health, analyses the schemes and their goals suitability, and, if necessary, makes recommendations for corrective action. from Personal Finance News-Wealth-Economic Times https://ift.tt/Hi8ublt via IFTTT

When it comes to financial matters, we can't generalize or set rules. Someone who spends extravagantly is responding to their earnings in a positive way. Someone who saves excessively feels confident since they are preparing for an unexpected incident. from Personal Finance News-Wealth-Economic Times https://ift.tt/bmRVNIc via IFTTT

As cyber crime surges after Covid-induced work from home, it may be time to secure your risks. Find out if you should pick an individual cyber cover. from Personal Finance News-Wealth-Economic Times https://ift.tt/PzVU7QO via IFTTT

There is no restriction on the number of affiliate programmes you can work with and there are many affiliate partners working with multiple sellers and having monthly income in lakhs. from Personal Finance News-Wealth-Economic Times https://ift.tt/KlfEhIV via IFTTT

Savings account interest rates have historically been modest. Currently, the rates range between 3.5 percent and 4% per year for most banks. from Personal Finance News-Wealth-Economic Times https://ift.tt/LDvCRAs via IFTTT

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The Reserve Bank of India (RBI) has issued new rules for card issuers regarding credit and debit card issuance. New restrictions surrounding credit card closure were among the modifications. from Personal Finance News-Wealth-Economic Times https://ift.tt/h8Ud2OL via IFTTT

A recurring deposit can be set up at a bank or at the post office. The maturity amount for RDs is the sum of the principal and interest earned over the investment period. A quick comparison of recurring deposit interest rates of SBI, HDFC Bank, ICICI Bank and Post office RDs. from Personal Finance News-Wealth-Economic Times https://ift.tt/qF5hiCt via IFTTT

For the issuance of credit and debit cards, the Reserve Bank of India (RBI) has issued master directions. Here are some key points to keep in mind if you own a credit card. from Personal Finance News-Wealth-Economic Times https://ift.tt/s5kEdzS via IFTTT

Kisan Vikas Patra, or KVP, is a small savings scheme available through Indian Post Offices in the form of certificates. The quarterly interest rate for the quarter ending June 30, 2022 is 6.9%, compounded annually. from Personal Finance News-Wealth-Economic Times https://ift.tt/Nq9hG7D via IFTTT

As the number of people who use their cards to make purchases has increased, so has the number of cases of card-related fraud. Here are the precautions to follow when using debit or credit cards, according to the RBI's brochure "BEWare." from Personal Finance News-Wealth-Economic Times https://ift.tt/UDG2Yo8 via IFTTT

IDBI Bank, like other banks, has altered its bank fixed deposit (FD) interest rates for sums less than Rs 2 crore. The revised prices will go into effect on April 20, 2022. from Personal Finance News-Wealth-Economic Times https://ift.tt/Duxp4XP via IFTTT

The State Bank of India (SBI) has warned its customers about phishing scams through several channels of communication, including text messages, emails, and tweets. The Reserve Bank of India (RBI) has published a brochure outlining all forms of frauds that are occurring and how to protect yourself. from Personal Finance News-Wealth-Economic Times https://ift.tt/RpHbgiT via IFTTT

At the start of the financial year 2022-23, the mortgage lender announced that it will be merged with HDFC Bank. Though, the merger is yet to get regulatory approval, here is how customers and borrowers of HDFC Ltd. are likely to be impacted. Do note the impact will be felt after 12-18 months. from Personal Finance News-Wealth-Economic Times https://ift.tt/NcKMk51 via IFTTT

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Borrowers' interest payments typically rise as the MCLR rises. Existing borrowers' EMIs will be affected when their loan reset dates occur as a result of the MCLR increase. from Personal Finance News-Wealth-Economic Times https://ift.tt/2eP160N via IFTTT

HDFC Bank increased its one-year FD interest rate by 10 basis points to 5.10 percent from 5 percent earlier this month, as well as its one-year one-day to two-year FD interest rate to 5.10 percent from 5 percent. from Personal Finance News-Wealth-Economic Times https://ift.tt/Uq0k7SR via IFTTT

When opening a locker at the State Bank of India (SBI) or any other bank, customers must ensure that they register for the nomination facility and the survivorship clause. from Personal Finance News-Wealth-Economic Times https://ift.tt/AWmNGCu via IFTTT

SEBI's advisory for mutual funds to stop further investments into foreign stocks has cut off domestic investors from a popular avenue to invest abroad. However, if you are missing out on foreign markets, you have the option to invest in foreign stocks directly. Sanket Dhanorkar, Assistant Editor, The Economic Times, takes you through the process of investing in international stocks. Watch from Personal Finance News-Wealth-Economic Times https://ift.tt/TDeWtZJ via IFTTT

The marginal cost of lending rate (MCLR) of Kotak Mahindra Bank has been updated for all loan tenors. According to the Kotak Mahindra Bank website, the revised new rates will take effect on April 16, 2022. from Personal Finance News-Wealth-Economic Times https://ift.tt/oYLRxCi via IFTTT

Axis Bank has increased the marginal cost of funds based lending rate (MCLR) on loans, just days after the State Bank of India (SBI) raised it. from Personal Finance News-Wealth-Economic Times https://ift.tt/zkyRKLF via IFTTT

The Reserve Bank of India (RBI) fined Manappuram Financing Rs 17 lakh for violating KYC and prepaid payment instrument standards. The company was found to be in violation of RBI KYC and minor PPI guidelines. from Personal Finance News-Wealth-Economic Times https://ift.tt/59Ggs0H via IFTTT