How to Create a Healthy Relationship

The interest rate on savings accounts with balances over Rs10 lakh has been cut to 2.85 percent by the bank.The lower rates will be effective from December 1, 2021, i.e., today. from Personal Finance News-Wealth-Economic Times https://ift.tt/3D8zP0M via IFTTT

Individuals who are retail investors are permitted to open an RDG account. An RDG account can be opened individually or in partnership with another retail investor who meets the conditions. from Personal Finance News-Wealth-Economic Times https://ift.tt/3pbuDEb via IFTTT

It all started when you kept noticing that your husband checks out other women.  And your jealousy just amped up from there.  You may have made jabbing accusations, started a yelling match, sulked or made your partner pay in the bedroom.  You felt justified, righteous; worried and sure that your partner was in the wrong.… The post My Husband Checks Out Other Women appeared first on Love in 90 Days . Love in 90 Days - Dating Tips, Relationship Advice from Love in 90 Days https://ift.tt/3rmKS47 via IFTTT

The card-on-file tokenisation facility will be available for all Paytm consumers and merchants, stated the press release. It is aligned with the Reserve Bank of India’s guidelines which said that “saved cards” feature won’t be allowed on a merchant network anymore. from Personal Finance News-Wealth-Economic Times https://ift.tt/3EaL4H6 via IFTTT

Other than Christmas where banks across the country will be closed, there are a few state-specific holidays as well. Added to this, banks across the country will be shut on second and fourth Saturdays and on Sundays in December. from Personal Finance News-Wealth-Economic Times https://ift.tt/3I3Xlja via IFTTT

A business succession plan is not just for large, listed companies or family-run businesses, as is the case with most businesses in India, but for any enterprise or set-up that employs people and generates wealth, even if it is small. from Personal Finance News-Wealth-Economic Times https://ift.tt/3E4D3Dx via IFTTT

Parents should be impartial when it comes to providing for their children. Avoid hassles for your children by acting decisively, fairly and equitably when you bring them up, fund their dreams and aspirations and leave behind your estate for them. from Personal Finance News-Wealth-Economic Times https://ift.tt/3cUMoC4 via IFTTT

Blockchain tech enables companies that use it to cut costs and simplify their operations through decentralisation. from Personal Finance News-Wealth-Economic Times https://ift.tt/3FT9zcq via IFTTT

Class I legal heirs can claim their share over the property along with other legal heirs, if any, in case the property is self-acquired and father died without a will. from Personal Finance News-Wealth-Economic Times https://ift.tt/311tash via IFTTT

Zensar’s margin is expected to remain stable in coming quarters and its net profit is expected to zoom due to increasing revenues. Despite its improving revenue growth profile and deal wins, the company is on a growth path and a favourite of analysts. from Personal Finance News-Wealth-Economic Times https://ift.tt/3D6lodj via IFTTT

There are enough warning signs coming from the stock market and a full-fledged correction can’t be far away. Let us examine these warning signs and what they mean for retail investors. from Personal Finance News-Wealth-Economic Times https://ift.tt/3D2XMXg via IFTTT

The process of succession planning should begin not when the owner is at the fag end of his career or is ill, but well in advance. Start by identifying the direction that the business should take and the people who can achieve this. from Personal Finance News-Wealth-Economic Times https://ift.tt/3FVaXLH via IFTTT

The fund has shown healthy performance metrics for large parts of its short history, apart from a blip in 2019 and 2020 but needs to regain consistency to emerge a good pick in this segment. from Personal Finance News-Wealth-Economic Times https://ift.tt/3ljCC0T via IFTTT

After a deep cut during last week, triggered by strategic oil release by nations, crude oil remained stable this week. Here’s a weekly tracker of returns from alternative investments. from Personal Finance News-Wealth-Economic Times https://ift.tt/3xEa07x via IFTTT

The new investment options offer another alternative to existing avenues like traditional insurances plans, small savings schemes. However, the alternate investment comes with certain advantages and disadvantages. from Personal Finance News-Wealth-Economic Times https://ift.tt/32uuofN via IFTTT

When income is low, the ability to save is also less. But trying to save 20% of one’s income is an ambitious target for a young earner. Here's what one can do to save when salary is less. from Personal Finance News-Wealth-Economic Times https://ift.tt/3E3tbdq via IFTTT

Analysts have assigned several reasons for the disastrous start for Paytm shares, including an over-optimistic valuation for a company deep in losses, the large size of the IPO and even a report released on listing day by equity research firm Macquarie. from Personal Finance News-Wealth-Economic Times https://ift.tt/3o0LMRF via IFTTT

Investors should pay less attention to business models and more to quality of management before parting with their money. from Personal Finance News-Wealth-Economic Times https://ift.tt/3xvVVsN via IFTTT

Chitra Rao is saving for her son’s education and her retirement. Here are the portfolio recommendations given on the basis of the performance of the funds, the risk profile of the investor as well as his/her financial goals. from Personal Finance News-Wealth-Economic Times https://ift.tt/3cUMoly via IFTTT

In the first part of this new series on major illnesses with high prevalence in India, Riju Mehta tells you the cost of diagnosis and treatment for heart diseases, so that you can ensure adequate financial readiness. from Personal Finance News-Wealth-Economic Times https://ift.tt/3xuyhwR via IFTTT

Retail investors can now invest in government bonds via Retail Direct Gilt Account. Here's how to go about it. from Personal Finance News-Wealth-Economic Times https://ift.tt/3E494M2 via IFTTT

The bank has been giving such advice to its customers from time to time. There have been instances where customers have been conned by calling a number mentioned on the google search. from Personal Finance News-Wealth-Economic Times https://ift.tt/30OGuPZ via IFTTT

The mutual fund scheme’s performance has been strong since the fund manager took up the reins five years ago. This consistent showing makes it a worthy bet in its category. The scheme has its inherent large-cap bias. from Personal Finance News-Wealth-Economic Times https://ift.tt/3kWQL44 via IFTTT

The couple's money goals include building an emergency corpus, taking a vacation, saving for their children’s education and weddings, and for their own retirement. from Personal Finance News-Wealth-Economic Times https://ift.tt/3cy2KAz via IFTTT

In addition to cost control measures, Bajaj Electricals has increased its product prices by 12-15% in the second quarter and is expected to carry out more hikes in the third quarter. It is also benefiting from tailwinds from the booming consumer electricals space, making it a favourite of analysts. from Personal Finance News-Wealth-Economic Times https://ift.tt/3CDzlPR via IFTTT

A straight comparison between direct and regular plans is somewhat unjustified as these are suited to different kinds of investors. There is no correct choice. Each investor has to figure out what they can do and what they need someone else to do for them. from Personal Finance News-Wealth-Economic Times https://ift.tt/3cAzKrN via IFTTT

Till now, investors seeking broad market exposure under one umbrella could invest in any fund tracking the Nifty500 index, which, however, leaves out stocks belonging to the microcap segment. This is where the total market index comes in. from Personal Finance News-Wealth-Economic Times https://ift.tt/3xbEj5l via IFTTT

What should one do with the inheritance? Elders will say protect it and pass it to your children. But, then what is the point of inheritance, then? Here are 5 ways to best the bequeath. from Personal Finance News-Wealth-Economic Times https://ift.tt/3DIP01Q via IFTTT

Many big name initial public offerings (IPOs) have hit the market and many more have been lined up for the coming few weeks and months. Here are smart things for equity investors to keep in mind. from Personal Finance News-Wealth-Economic Times https://ift.tt/30JayNB via IFTTT

Falling interest rates and new tax rules have changed the fixed income landscape. Besides fixed deposits, other debt options have also given muted returns. The time horizon for when you need the money will define which instrument is suitable for you. from Personal Finance News-Wealth-Economic Times https://ift.tt/3cAzsRJ via IFTTT

Historical SIP returns are at higher levels. Returns generated by mutual funds schemes are better because of the stellar performance by the mid- and small-cap segments. How should investors react to these high historical returns? from Personal Finance News-Wealth-Economic Times https://ift.tt/3kYcoRw via IFTTT

Can you be in love with two people? Absolutely. But which one is more like your soulmate? Here’s how I answer one of our readers.         So if you’re in love with two people and need more support, be sure to consult with one of my expert relationship coaches. You’ll be glad… The post I’m In Love With Two People appeared first on Love in 90 Days . Love in 90 Days - Dating Tips, Relationship Advice from Love in 90 Days https://ift.tt/3FTAhSn via IFTTT

The current IPO craze has turned the stock market into a lottery, particularly for retail investors. The chances of getting allotment in target IPO are slim and even if you get it, the odds of hitting jackpot are poor. from Personal Finance News-Wealth-Economic Times https://ift.tt/3kWezFb via IFTTT

The EPFO has a portal where subscribers can view account details, download EPF passbook and carry out transactions such as withdrawal of funds or transfer of PF money from one employer to another. from Personal Finance News-Wealth-Economic Times https://ift.tt/3kZgOHH via IFTTT

Here are this week's queries from our readers related to the division of property, assets etc. or who qualifies as legal heir under the law and others. from Personal Finance News-Wealth-Economic Times https://ift.tt/3CyThn7 via IFTTT

If there is no mutual consent over the child's custody between the parents, then the family court decides it as per the Guardians and Wards Act, 1890. Here are the conditions under which the father gets child custody. from Personal Finance News-Wealth-Economic Times https://ift.tt/3laJ9uP via IFTTT

Surrendering a policy would mean that a portion of the premium already paid will be refunded. If policy has been in force for some time, surrendering can be an option. from Personal Finance News-Wealth-Economic Times https://ift.tt/3x7PTyi via IFTTT

The BSE Sensex fell more than 1000 points in the first half of Friday. The correction is seen as a direct impact of the detection of a new mutation of the coronavirus in some countries. The market pundits believe that the fall in the global markets is driven by ‘fear selling’. from Personal Finance News-Wealth-Economic Times https://ift.tt/3CNDyRa via IFTTT

This increase in bond yields has impacted the returns from the shorter term debt mutual funds. Much of the yield variation is being attributed to a steep rise in crude oil price and normalization of liquidity operations by the RBI. from Personal Finance News-Wealth-Economic Times https://ift.tt/3CV4X3J via IFTTT

In the recent T-20 cricket World Cup, one in three advertisements were of cryptocurrencies, with platforms and exchanges trying to attract viewers, the report said. from Personal Finance News-Wealth-Economic Times https://ift.tt/32tDnOh via IFTTT

Around 13.37 lakh new members joined the ESIC-run social security scheme in September this year as against 13.42 lakh in the previous month. The latest data is part of a report released by National Statistical Office (NSO). from Personal Finance News-Wealth-Economic Times https://ift.tt/3CNslju via IFTTT

Under the norms, Sebi has specified guidelines on investment objectives of silver ETFs, valuation, determination of net asset value (NAV), tracking error as well as tracking difference and disclosure requirements. from Personal Finance News-Wealth-Economic Times https://ift.tt/3nOCU1u via IFTTT

The USSD (Unstructured Supplementary Service Data) is a service that uses a short code for making transactions or inquiries. Since it does not need a data connection, the service is used by a large majority of people, primarily feature phone users, and is therefore also used as a medium for no-frills banking transactions. from Personal Finance News-Wealth-Economic Times https://ift.tt/3CKyUn3 via IFTTT

Industry players need a breather after recurring payments revamp. Given that extensive technological, operational and integrational aspects need to be developed, tested and deployed in the payments ecosystem, the RBI should consider a transitional timeline of 6-12 months for solutions such as tokenization to be implemented. from Personal Finance News-Wealth-Economic Times https://ift.tt/3xnzuWt via IFTTT

City Union Bank Managing Director and CEO N Kamakodi said that though the older generations are much comfortable with the manual banking channel, many of them are now trying to use the digital channel also. from Personal Finance News-Wealth-Economic Times https://ift.tt/3DTXOSp via IFTTT

"We are looking at how the smartphone can develop as a universal authenticator. That is an area of work that is ongoing and we hope we will be able to proceed rapidly in that direction. It will help people to do authentication right from where they are living, staying etc," Saurabh Garg said. from Personal Finance News-Wealth-Economic Times https://ift.tt/3nMpCT9 via IFTTT

“The growth of the Indian economy is where safety lies because there is the demographic dividend, the PLI schemes, the infrastructure push which with the coming Budget, would get a boost. I see that as a safety element, provided we have a medium term perspective,” says Sunil Subramaniam. from Personal Finance News-Wealth-Economic Times https://ift.tt/30WZ1de via IFTTT

The world of travel and tourism has a new order in place, post-pandemic. from Personal Finance News-Wealth-Economic Times https://ift.tt/3oXpVKf via IFTTT

Enjoy the first in a series of short videos I did for YourTango. How do you arouse a guy when you want to have sex and he’s “too tired?”         and if you are in a relationship crisis take advantage of a free session with one of my coaches. The post Help Dr. Diana! He Falls Asleep When I Try To Arouse Him appeared first on Love in 90 Days . Love in 90 Days - Dating Tips, Relationship Advice from Love in 90 Days https://ift.tt/3CINmf3 via IFTTT

The talk of an imminent rate hike is getting louder with each passing day. We reached out to Lakshmi Iyer, CIO-Debt & Head-Products, Kotak Mahindra Asset Management Company, to find out what’s in store for debt mutual fund investors. from Personal Finance News-Wealth-Economic Times https://ift.tt/3CNRXws via IFTTT

Real estate investment trusts (REITs) provide a natural hedge against inflation. Real estate rents and values tend to increase when prices do, in part due to the fact that many leases are tied to inflation. from Personal Finance News-Wealth-Economic Times https://ift.tt/3oUodJy via IFTTT

The government wants banks to also find linkages and converge Jan Dhan accounts with schemes such as the Atal Pension Yojana, PM SVANidhi, Stand Up India scheme and the Sukanya Samriddhi Yojana. from Personal Finance News-Wealth-Economic Times https://ift.tt/3CNRWbS via IFTTT

The scheme will make mandatory allocation of minimum 25% of its total assets each in large, mid, and small cap companies, while the balance 25% of its total assets will be allocated based on market view of the fund manager. from Personal Finance News-Wealth-Economic Times https://ift.tt/3HIXQ1Q via IFTTT